914 W Summit St, Creston, IA 50801 Property Records

Union County property record for 914 W Summit St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1980
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2023)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Oct 2009 Mortgage Dec 2010 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0501304014`

Property Details

APN / Parcel Number

Primary APN	`0501304014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	914 W SUMMIT ST
City	CRESTON
State	IA
Zip	50801-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & B 2ND BLK 4 LOT 11 (EX W 20 FT) & LOT 10
Legal Subdivision	HIGBEE & BAKERS ADD 02
Legal Block	4
Legal Lot Number	10,11
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	1
Census Block	1008
Census Tract	190200

Owner

914 W Summit St is owned and occupied by an individual who bought it in May 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	914 W SUMMIT ST, CRESTON, IA 50801-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2009	Deed of Trust, Mortgage IOWA STATE SAVINGS BANK
Dec 14, 2010	Deed of Trust, Mortgage · Line of Credit IOWA STATE SAVINGS BANK
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Deed Document Number	2023678
Deed Book / Page	1305 / 348
Record Updated	Oct 29, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	914 W SUMMIT ST, CRESTON, IA 50801-2005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000964/217
Date	Oct 16, 2009
Book Page	0964/217
Instrument	00002031

Lender

Name	IOWA STATE SAVINGS BANK
Address	CRESTON, IA 50801

Agreement

Amount	Amount on Record

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	914 W SUMMIT ST, CRESTON, IA 50801-2005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000990/347
Date	Dec 14, 2010
Book Page	0990/347
Instrument	00002223

Lender

Name	IOWA STATE SAVINGS BANK
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	May 18, 2023
Property Address	914 W SUMMIT ST, CRESTON, IA 50801-2005
Document Number	001305/348
Book / Page	1305 / 348
Instrument Date	May 15, 2023
Instrument	2023-00000678
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 W SUMMIT ST, CRESTON, IA 50801-2005

Mortgage

Document Number	202300000679
Date	May 18, 2023
Instrument	2023-00000679

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 914 W Summit St was $2,040 with a homeowner's exemption, up 0.2% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,300 (-) Land $15,750 Building $117,550	$133,300 (-) Land $15,750 Building $117,550
2025	$2,040.00 (+0.2%) Homeowner's exemption	$133,300 Land $15,750 Building $117,550	$133,300 Land $15,750 Building $117,550
2024	$2,036.00
2023		$120,050 Land $16,850 Building $103,200	$120,050 Land $16,850 Building $103,200
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 W Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 W Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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