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908 W Summit St, Creston, IA 50801 Property Records

Union County property record for 908 W Summit St, Creston, IA 50801

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,120 sqft · built 1995
Lot Size0.964 acres (42,000 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Nov 2023)
Tax Bill$2,816 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0501304003

Property Details

APN / Parcel Number

Primary APN0501304003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,120 sqft Living Area
1st Floor Area1,728 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area42,000 sqft (0.964 acres)
Lot Dimensions140 ft deep x 300 ft wide
Garage TypeAttached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
Deck Area128 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address908 W SUMMIT ST
CityCRESTON
StateIA
Zip50801-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH & B 2ND BLK 4 LOTS 5-6-7-8-9 VIN-05950889406
Legal SubdivisionHIGBEE & BAKERS ADD 02
Legal Block4
Legal Lot Number5-9
JurisdictionUNION IA
Township / Civil DivisionCRESTON
Census Block Group1
Census Block1008
Census Tract190200

Owner

908 W Summit St is owned and occupied by an individual who bought it in November 2023.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address908 W SUMMIT ST, CRESTON, IA 50801-2005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Deed Document Number20231968
Deed Book / Page1320 / 72
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION IA
Recording DateNov 30, 2023
Property Address908 W SUMMIT ST, CRESTON, IA 50801-2005
Document Number0001320/72
Book / Page1320 / 72
Instrument DateNov 16, 2023
Instrument2023-00001968
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$351.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 W SUMMIT ST, CRESTON, IA 50801-2005

Mortgage

Document Number202300001969
DateNov 30, 2023
Instrument2023-00001969
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 908 W Summit St was $2,816 with a homeowner's exemption, down 2.2% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCreston City
CountyUnion County
Unified School DistrictCreston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,780 (-) Land $23,630 Building $156,150$179,780 (-) Land $23,630 Building $156,150
2025$2,816.00 (-2.15%) Homeowner's exemption$179,780 Land $23,630 Building $156,150$179,780 Land $23,630 Building $156,150
2024$2,878.00
2023$261,170 Land $50,560 Building $210,610$261,170 Land $50,560 Building $210,610
2022$5,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 W Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 W Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTON WATER SUPPLY
serves 7,536 people · EPA ID IA8816089
Water SourceSurface water
Last State InspectionDec 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment Techniques
Jun 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Lockridge Networks
Fixed Wireless		100 / 20

May also be available: Nextlink.

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