914 W State St, Union, MO 63084 Property Records

Franklin County property record for 914 W State St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 826 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$837 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-003-048.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-003-048.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	826 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	240 sqft

Location & Zoning

Street Address	914 W STATE ST
City	UNION
State	MO
Zip	63084-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2&PT3 ROSE MARIE
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	ROSE MARIE
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2036
Census Tract	800604

Owner

Source: Franklin County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 W STATE ST, UNION, MO 63084-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 1, 2018	Warranty Deed, Transfer MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026
Deed Sale	Jun 22, 2026
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20262608080
Prior Transfer Date	Feb 9, 2012
Prior Transfer Doc	0000004734
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 22, 2026
Property Address	914 W STATE ST, UNION, MO 63084-1033
Document Number	0002608080
Instrument Date	Jun 16, 2026
Instrument	20262608080
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 W STATE ST, UNION, MO 63084-1033

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 16, 2022
Property Address	914 W STATE ST, UNION, MO 63084-1033
Document Number	0002214469
Map Reference	PB D PG 32
Instrument Date	Sep 14, 2022
Instrument	2214469
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 MISSOURI AVE, 1609, PACIFIC, MO 63069-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 W STATE ST, UNION, MO 63084-1033

Mortgage

Document Number	0002214470
Date	Sep 16, 2022
Instrument	2214470

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 1, 2018
Property Address	914 W STATE ST, UNION, MO 63084-1033
Document Number	0000015203
Instrument Date	Oct 29, 2018
Instrument	15203
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 W STATE ST UNION MO 630841033, UNION, MO 63084-1033

Mortgage

Document Number	15204
Date	Nov 1, 2018
Instrument	15204

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (-3.13%)	$14,047 (-2.3%)	$73,930 (-2.3%) Land $13,520 Building $60,410
2023	$864.00 (+21.18%)	$14,378	$75,670 Land $13,520 Building $62,150
2022	$713.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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