848 W State St, Union, MO 63084 Property Records

Franklin County property record for 848 W State St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,210 sqft · built 1951
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Apr 2020)
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-002-034.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-002-034.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	848 W STATE ST
City	UNION
State	MO
Zip	63084-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:40 CLARKS
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	CLARKS
Legal Lot Number	40
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2036
Census Tract	800604

Owner

Source: Franklin County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	848 W STATE ST, UNION, MO 63084-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer · Line of Credit UNITED BANK OF UNION
Apr 9, 2020	Warranty Deed, Transfer DAS ACQUISITION
Apr 1, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	20204948
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 16, 2026
Property Address	848 W STATE ST, UNION, MO 63084-1031
Document Number	0002603260
Map Reference	PB D PG 58
Instrument Date	Mar 11, 2026
Instrument	2603260
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	848 W STATE ST, UNION, MO 63084-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 W STATE ST, UNION, MO 63084-1031

Mortgage

Document Number	0002603261
Date	Mar 16, 2026
Instrument	2603261

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 9, 2020
Property Address	848 W STATE ST, UNION, MO 63084-1031
Document Number	0000004948
Instrument Date	Apr 6, 2020
Instrument	4948
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	848 W STATE ST UNION MO 630841031, UNION, MO 63084-1031

Mortgage

Document Number	4949
Date	Apr 9, 2020
Instrument	4949

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 1, 2019
Property Address	848 W STATE ST, UNION, MO 63084-1031
Document Number	0000003759
Instrument Date	Mar 28, 2019
Instrument	3759
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6061 WILLOW FORD RD ROBERTSVILLE MO 630722108, ROBERTSVILLE, MO 63072-2108

Mortgage

Document Number	3760
Date	Apr 1, 2019
Instrument	3760

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,050.00 (+5%)	$17,622 (+5.95%)	$92,750 (+5.95%) Land $16,870 Building $75,880
2023	$1,000.00 (+17.79%)	$16,632 (+18.26%)	$87,540 (+18.27%) Land $16,870 Building $70,670
2022	$849.00	$14,064
2021			$74,020 Land $16,870 Building $57,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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