804 Prospect St, Dekalb, IL 60115 Property Records

DeKalb County property record for 804 Prospect St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Apr 2025)
Tax Bill	$3,115 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-381-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-381-001`

Exterior

Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 66 ft wide

Location & Zoning

Account Number	0823381001
Street Address	804 PROSPECT ST
City	DEKALB
State	IL
Zip	60115-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 (EX E 56FT) - BLK 54 - RUSSELL HUNTLEYS ADDITION
Legal Subdivision	RUSSELL HUNTLEYS ADDITION
Legal Block	54
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1014
Census Tract	1500

Owner

Source: DeKalb County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2469 RIVA RIDGE RD, MONTGOMERY, IL 60538-3412
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional with PMI OLD SECOND NAT'L BK
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit VIBRANT CU
Sep 20, 2018	Grant Deed, Transfer VIBRANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	20252828
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	804 PROSPECT ST, DEKALB, IL 60115-4267
Document Number	0000011268
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PROSPECT ST DEKALB IL 601154267, DEKALB, IL 60115-4267

Mortgage

Document Number	0000011268
Date	Oct 28, 2020
Instrument	11268

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	804 PROSPECT ST, DEKALB, IL 60115-4267
Document Number	0000010269
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 PROPECT ST DEKALB IL 60115, DEKALB, IL 60115

Mortgage

Document Number	0000010269
Date	Nov 5, 2018
Instrument	10269

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2028

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 20, 2018
Property Address	804 PROSPECT ST, DEKALB, IL 60115-4267
Document Number	0000008898
Instrument Date	Sep 19, 2018
Instrument	8898
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PROSPECT ST DEKALB IL 601154267, DEKALB, IL 60115-4267

Mortgage

Document Number	8899
Date	Sep 20, 2018
Instrument	8899

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,391 (+25.59%) Land $10,939 Building $38,452	$148,173 (+25.59%) Land $32,817 Building $115,356
2024	$3,115.00
2023		$39,326 Land $8,710 Building $30,616	$117,978 Land $26,130 Building $91,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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