Lorain County property record for 914 Oak Point Cir, Elyria, OH 44035 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Owner | 2 Company Names on File |
| Last Sale | $355,500 (Mar 2025) |
| Tax Bill | $3,248 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-007-102-144 |
| Primary APN | 10-00-007-102-144 |
|---|
| Year Built | Built 2024 |
|---|
| Street Address | 914 OAK POINT CIR |
|---|---|
| State | OH |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST MEADOWS SUB NO 3 37.41 X 130.58 |
| Legal Subdivision | HARVEST MEADOWS SUB NO 3 |
| Legal Block | 102 |
| Legal Lot Number | 168 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-007-102-144
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 914 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Mar 20, 2025 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Deed Document Number | 202546081 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 914 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 914 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Document Number | 0000077044 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0077044 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2040 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 20, 2025 |
| Property Address | 914 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Document Number | 0000046081 |
| Map Reference | VOL 116 PG 1-4 |
| Instrument Date | Mar 12, 2025 |
| Instrument | 2025-0046081 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 914 OAK ST, ELYRIA, OH 44035 |
| Document Number | 0000046082 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | 2025-0046082 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 07, 2055 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,248.00 | $74,640 (+213.61%) Land $29,750 Building $44,890 | $213,250 (+213.6%) Land $85,000 Building $128,250 |
| 2024 | $23,800 Land $23,800 | $68,000 Land $68,000 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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