Lorain County property record for 906 Oak Point Cir, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2024 |
| Occupancy | Owner Occupied |
| Tax Bill | $3,688.00 (2025) |
| Primary APN | 10-00-007-102-146 |
|---|
| Year Built | Built 2024 |
|---|
| Street Address | 906 OAK POINT CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7907 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVEST MEADOWS SUB NO 3 58.75 X 146.47 |
| Legal Subdivision | HARVEST MEADOWS SUB NO 3 |
| Legal Block | 102 |
| Legal Lot Number | 170 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-007-102-146
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed, Transfer · Veterans Administration Mortgage MORTGAGE MORTGAGE |
| Feb 05, 2025 | Limited Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 |
| Deed Sale | Jun 29, 2026 |
| Prior Sale | Feb 05, 2025 · Amount on Record |
| Deed Doc Number | 2026101458 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 29, 2026 |
| Property Address | 906 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Document Number | 0000101458 |
| Instrument Date | May 03, 2026 |
| Instrument | 2026101458 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ABSTRACTS USA LLC, ABSTRACTS USA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Document Number | 0000101459, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026101459 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 05, 2025 |
| Property Address | 906 OAK POINT CIR, ELYRIA, OH 44035-7907 |
| Document Number | 0000041569 |
| Map Reference | VOL 116 PG 1-4 |
| Instrument Date | Jan 29, 2025 |
| Instrument | 2025-0041569 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 OAK ST, ELYRIA, OH 44035 |
| Document Number | 0000041570 |
|---|---|
| Date | Feb 05, 2025 |
| Instrument | 2025-0041570 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,688.00 | $84,760 (+256.13%) Land $29,750 Building $55,010 | $242,170 (+256.13%) Land $85,000 Building $157,170 |
| 2024 | $23,800 Land $23,800 | $68,000 Land $68,000 |
906 Oak Point Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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