914 Main St, Osage, IA 50461 Property Records

Mitchell County property record for 914 Main St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Dec 2023)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1025103005`

Property Details

APN / Parcel Number

Primary APN	`1025103005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	914 MAIN ST
City	OSAGE
State	IA
Zip	50461-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 154
Legal Subdivision	CITY OF OSAGE
Legal Block	154
Legal Lot Number	4
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1020
Census Tract	560300

Owner

914 Main St is owned and occupied by an individual who bought it in December 2023.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	914 MAIN ST, OSAGE, IA 50461-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 2, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	20231900
Deed Book / Page	2023 / 1900
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	02022/1012
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Dec 27, 2023
Property Address	914 MAIN ST, OSAGE, IA 50461-1543
Document Number	02023/1900
Book / Page	2023 / 1900
Instrument Date	Dec 21, 2023
Instrument	2023 1900
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MAIN ST, OSAGE, IA 50461-1543

Mortgage

Document Number	0020231901
Date	Dec 27, 2023
Instrument	2023 1901

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MITCHELL IA
Recording Date	Jun 2, 2022
Property Address	914 MAIN ST, OSAGE, IA 50461-1543
Document Number	02022/1012
Book / Page	2022 / 1012
Instrument Date	May 24, 2022
Instrument	2022 1012
Transaction Type	Foreclosure
Record Updated	Jul 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MAIN ST, OSAGE, IA 50461-1543

Mortgage

Document Number	02022/1052
Date	Jun 7, 2022
Book Page	2022/1052
Instrument	2022 1052

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 914 Main St was $2,668 with a homeowner's exemption, up 2.7% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (+2.69%) Homeowner's exemption	$179,310 Land $11,550 Building $167,760	$179,310 Land $11,550 Building $167,760
2024	$2,598.00
2023		$114,830 (+25.83%) Land $11,550 Building $103,280	$114,830 Land $11,550 Building $103,280
2022	$1,724.00 Homeowner's exemption	$91,260 Land $11,550 Building $79,710
2021			$91,260 Land $11,550 Building $79,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 914 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures