Mitchell County property record for 830 Main St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 7.5 ba · 3,464 sqft · built 1863 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jan 2026) |
| Tax Bill | $4,026 (2025) |
| Deeds & Mortgages | Jan 2015 Mortgage Feb 2007 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1025102005 |
| Primary APN | 1025102005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 7 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,464 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,227 sqft |
| Unfinished Basement | 1,227 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 132 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 327 sqft |
| Deck Area | 323 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 830 MAIN ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & E 2/3 LOT 2 BLK 155 DISTRICT E |
| Legal Subdivision | OSAGE |
| Legal Block | 155 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 560300 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 2, 2015 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME TRUST & SAVINGS BANK |
| Feb 14, 2007 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Aug 15, 2005 | Deed of Trust, Mortgage NORTHWEST FEDERAL SAVINGS BANK |
| Dec 30, 2008 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Aug 1, 2008 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Nov 21, 2012 | Deed of Trust, Mortgage CITY OF OSAGE |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK |
| Oct 17, 2025 | Warranty Deed, Transfer · Closed-End Mortgage THE HOME TRUST & SAVINGS BANK |
| Jan 31, 2012 | Warranty Deed, Transfer · Line of Credit THE HOME TRUST & SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2012 · Amount on Record |
| Deed Document Number | 2026207 |
| Deed Book / Page | 2026 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02015/0011 |
|---|---|
| Date | Jan 2, 2015 |
| Book Page | 2015/0011 |
| Instrument | 2015 0011 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Address | OSAGE, IA 50461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02007/0248 |
|---|---|
| Date | Feb 14, 2007 |
| Book Page | 2007/0248 |
| Instrument | 2007 0248 |
| Name | C US BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020051489 |
|---|---|
| Date | Aug 15, 2005 |
| Instrument | 2005 1489 |
| Name | NORTHWEST FEDERAL SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | ESTHERVILLE, IA 51334 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jul 20, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02008/2485 |
|---|---|
| Date | Dec 30, 2008 |
| Book Page | 2008/2485 |
| Instrument | 2008 2485 |
| Name | C US BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02008/1502 |
|---|---|
| Date | Aug 1, 2008 |
| Book Page | 2008/1502 |
| Instrument | 2008 1502 |
| Name | C US BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/2360 |
|---|---|
| Date | Nov 21, 2012 |
| Book Page | 2012/2360 |
| Instrument | 2012 2360 |
| Name | CITY OF OSAGE |
|---|---|
| Type | Government Agency |
| Address | OSAGE, IA 50461 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 20, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jan 30, 2026 |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Document Number | 002026/207 |
| Book / Page | 2026 / 207 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026 207 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 830 MAIN STREET, ROCK FALLS, IA 50467 |
| Document Number | 002026/208 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 2026/208 |
| Instrument | 2026 208 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CHARLES CITY, IA 50616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Oct 17, 2025 |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Document Number | 02025/1535 |
| Book / Page | 2025 / 1535 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025 1535 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Document Number | 0020251550 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025 1550 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jan 31, 2012 |
| Property Address | 830 MAIN ST, OSAGE, IA 50461-1449 |
| Document Number | 02012/0200 |
| Book / Page | 2012 / 0200 |
| Instrument Date | Jan 31, 2012 |
| Instrument | 2012 0200 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1451 JULIANA PL, ALEXANDRIA, VA 22304-1516 |
| Document Number | 0020120201 |
|---|---|
| Date | Jan 31, 2012 |
| Instrument | 2012 0201 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,026.00 (-12.44%) Homeowner's exemption | $288,600 (+4.28%) Land $17,900 Building $270,700 | $288,600 (+4.28%) Land $17,900 Building $270,700 |
| 2024 | $4,598.00 (+21.32%) | ||
| 2023 | $276,760 (+30.01%) Land $19,250 Building $257,510 | $276,760 (+30.01%) Land $19,250 Building $257,510 | |
| 2022 | $3,790.00 Homeowner's exemption | $212,880 Land $19,250 Building $193,630 | |
| 2021 | $212,880 Land $19,250 Building $193,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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