914 Madison St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 914 Madison St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,160 sqft · built 1930
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$2,725 (2024)
Deeds & MortgagesJan 2026 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN024720A000

Property Details

APN / Parcel Number

Primary APN024720A000
Alternative APN
  • 6-009C-B255-00-0030.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Gross Area3,240 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area306 sqft
Patio Area601 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number024720A000
Street Address914 MADISON ST
CitySAINT CHARLES
StateMO
Zip63301-2755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPT CITY BLK 255
Legal SubdivisionCITY/ST CHARLE
Legal Block255
Legal Lot Number30
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1029
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

914 Madison St is owned and occupied by two individuals who acquired it in January 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address914 MADISON ST, SAINT CHARLES, MO 63301-2755
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Beneficiary Deed, Transfer
Nov 5, 2020Deed of Trust, Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 8, 2026
Transfer Doc0000001334
Record UpdatedSep 20, 2026

January 2026: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJan 9, 2026
Property Address914 MADISON ST, SAINT CHARLES, MO 63301-2755
Document Number0000001334
Instrument DateJan 8, 2026
Instrument2026R-001334
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address914 MADISON ST, SAINT CHARLES, MO 63301-2755

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address914 MADISON ST, SAINT CHARLES, MO 63301-2755
Document Number0000089332
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address914 MADISON ST ST CHARLES MO 633012755, ST CHARLES, MO 63301-2755

Mortgage

Document Number0000089332
DateNov 17, 2020
Instrument89332
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount on Record
Term360 Months
DueNov 16, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,845 (-)$230,762 (-) Land $28,572 Building $202,190
2025$43,845$230,762 Land $28,572 Building $202,190
2024$2,725.00
2023$42,367
2022$222,985 Land $21,429 Building $201,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Madison St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 914 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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