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901 Madison St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 901 Madison St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,448 sqft · built 1920
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Sep 2023)
Tax Bill$1,843 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN024790A000

Property Details

APN / Parcel Number

Primary APN024790A000
Alternative APN
  • 6-009C-B256-00-0001.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area2,482 sqft
1st Floor Area1,448 sqft
Basement Area1,034 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleMulti-Level
Exterior MaterialShingles
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,050 sqft (0.139 acres)
Lot Dimensions121 ft deep x 50 ft wide
PorchOpen Porch
Porch Area130 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number024790A000
Street Address901 MADISON ST
CitySAINT CHARLES
StateMO
Zip63301-2754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPT CITY BLK 256
Legal SubdivisionCITY/ST CHARLES
Legal Block256
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1031
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address901 MADISON ST, SAINT CHARLES, MO 63301-2754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleMay 2, 2019 · Amount on Record
Deed Document Number202338206
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 18, 2023
Property Address901 MADISON ST, SAINT CHARLES, MO 63301-2754
Document Number0000038206
Instrument DateSep 11, 2023
Instrument2023R-038206
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1397 FOX RUN RD, ELSBERRY, MO 63343-4020

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 MADISON ST, SAINT CHARLES, MO 63301-2754

Mortgage

Document Number0000038207
DateSep 18, 2023
Instrument2023R-038207
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,180 (-)$153,576 (-) Land $28,572 Building $125,004
2025$1,843.00$29,180 (+8.37%)$153,576 (+8.37%) Land $28,572 Building $125,004
2023$26,927
2022$141,719 Land $21,429 Building $120,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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