914 Lucas St, Georgetown, SC 29440 Property Records

Georgetown County property record for 914 Lucas St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2022)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`0500090001.06.00`

Property Details

APN / Parcel Number

Primary APN	`0500090001.06.00`
Alternative APNs	`05-0009-001-06-00` `20035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	2,936 sqft
2nd Floor Area	2,256 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	120 sqft
Storage Building	4,000 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	20035
Street Address	914 LUCAS ST
City	GEORGETOWN
State	SC
Zip	29440-2876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 SEC G COUNTRY-; PLT 4151-288
Legal Subdivision	CCE
Legal Lot Number	1
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2022
Census Tract	920302

Owner

914 Lucas St is owned and occupied by two individuals who bought it in May 2022.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU
Jun 17, 2021	Deed, Transfer
Jun 17, 2021	Intrafamily Transfer, Transfer
Jun 17, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 22, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 22, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	20226631
Deed Book / Page	4355 / 455
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	May 19, 2022
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	04355/0455
Book / Page	4355 / 455
Map Reference	MB 4151 PG 288
Instrument Date	May 17, 2022
Instrument	202200006631
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876

Mortgage

Document Number	202200006632
Date	May 19, 2022
Instrument	202200006632

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	Other
Max Rate	8.5%

Mortgage

Document Number	04355/0479
Date	May 19, 2022
Book Page	4355/479
Instrument	202200006633

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 17, 2021
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	04151/0299
Book / Page	4151 / 299
Map Reference	MB 4151 PG 288
Instrument Date	Jun 17, 2021
Instrument	202100009017
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Tax	$1,295.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 WIDEWATER RD, HILTON HEAD, SC 29926-2064

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 17, 2021
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	04151/0289
Book / Page	4151 / 289
Map Reference	MB 4151 PG 288
Instrument Date	Jun 17, 2021
Instrument	202100009015
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WIDEWATER RD, HAMPTON, SC 29924

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 17, 2021
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	04151/0295
Book / Page	4151 / 295
Map Reference	MB 4151 PG 288
Instrument Date	Jun 14, 2021
Instrument	202100009016
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WIDEWATER RD, HILTON HEAD, SC 29926-2064

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 22, 2020
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	3980/0061
Book / Page	003980 / 000061
Instrument Date	Dec 22, 2020
Instrument	15258
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 LUCAS ST GEORGETOWN SC 294402876, GEORGETOWN, SC 29440-2876

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 22, 2020
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	3980/0056
Book / Page	003980 / 000056
Instrument Date	Dec 22, 2020
Instrument	15257
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 22, 2020
Property Address	914 LUCAS ST, GEORGETOWN, SC 29440-2876
Document Number	3980/0050
Book / Page	003980 / 000050
Instrument Date	Dec 22, 2020
Instrument	15256
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 914 Lucas St was $3,374.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00	$16,660 Land $2,000 Building $14,660	$416,500 Land $50,000 Building $366,500
2023	$3,448.00 (-44.96%)	$16,960 (-10.92%) Land $1,600 Building $15,360	$424,000 (+33.59%) Land $40,000 Building $384,000
2022	$6,265.00	$19,040 Land $2,400 Building $16,640	$317,400 Land $40,000 Building $277,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 914 Lucas St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	20 (1987–2015)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Lucas St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 83% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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