1010 Lucas St, Georgetown, SC 29440 Property Records

Georgetown County property record for 1010 Lucas St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,818 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2020)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0500090015.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500090015.00.00`
Alternative APNs	`05-0009-015-00-00` `20052`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,818 sqft Living Area
Gross Area	3,926 sqft
1st Floor Area	2,818 sqft
Utility Area	110 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	855 sqft

Exterior Amenities

Porch	Slab
Porch Area	17 sqft
Patio Area	540 sqft
Storage Building	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	20052
Street Address	1010 LUCAS ST
City	GEORGETOWN
State	SC
Zip	29440-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 BLK C COUNTRY CLUB ESTATES
Legal Subdivision	CLUB ESTATES
Legal Block	C
Legal Lot Number	6
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2033
Census Tract	920302

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 LUCAS ST, GEORGETOWN, SC 29440-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 3, 2020	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Jun 24, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 3, 2017	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	20209877
Deed Book / Page	3869 / 177
Prior Transfer Date	Jul 8, 2009
Prior Transfer Doc	1284/0176
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	1010 LUCAS ST, GEORGETOWN, SC 29440-2812
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03638/0160
Date	Nov 14, 2019
Book Page	3638/160
Instrument	201900011420

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 3, 2020
Property Address	1010 LUCAS ST, GEORGETOWN, SC 29440-2812
Document Number	3869/0177
Book / Page	003869 / 000177
Instrument Date	Aug 31, 2020
Instrument	9877
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 LUCAS ST GEORGETOWN SC 294402812, GEORGETOWN, SC 29440-2812

Mortgage

Document Number	3869/0183
Date	Sep 3, 2020
Book Page	003869/000183
Instrument	9878

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 24, 2020
Property Address	1010 LUCAS ST, GEORGETOWN, SC 29440-2812
Document Number	3802/0106
Book / Page	003802 / 000106
Instrument Date	Jun 24, 2020
Instrument	6460
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$949.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LUCAS ST GEORGETOWN SC 294402812, GEORGETOWN, SC 29440-2812

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 3, 2017
Property Address	1010 LUCAS ST, GEORGETOWN, SC 29440-2812
Document Number	03128/0261
Book / Page	3128 / 261
Instrument Date	Sep 28, 2017
Instrument	201700010024
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 LUCAS ST, GEORGETOWN, SC 29440-2812

Mortgage

Document Number	201700010025
Date	Oct 3, 2017
Instrument	201700010025

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (+14.55%)	$11,735 (+15.05%) Land $1,745 Building $9,990	$336,300 (+31.83%) Land $50,000 Building $286,300
2023	$2,365.00 (+9.39%)	$10,200 (-) Land $1,600 Building $8,600	$255,100 (-) Land $40,000 Building $215,100
2022	$2,162.00	$10,200 Land $1,600 Building $8,600	$255,100 Land $40,000 Building $215,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	20 (1987–2015)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 83% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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