914 Gilbert St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 914 Gilbert St, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1980
Lot Size	0.18 acres (7,840 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Feb 2021)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	May 2021 Line of Credit Feb 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8912-29-156-013`

Property Details

APN / Parcel Number

Primary APN	`8912-29-156-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	515 sqft
Unfinished Basement	515 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	98 ft deep x 80 ft wide
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	914 GILBERT ST
City	EVANSDALE
State	IA
Zip	50707-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEHM ADDITION WATERLOO LOT 14 EXC S 113.55 FT
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	BEHM ADDITION
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2000
Census Tract	800

Owner

Source: Black Hawk County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 FOSTER DR, DES MOINES, IA 50312-2563
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Feb 8, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	202116694
Prior Transfer Date	May 16, 2008
Prior Transfer Doc	0000023335
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	914 GILBERT ST, WATERLOO, IA 50707-2755
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FOSTER DR, DES MOINES, IA 50312-2563

Mortgage

Document Number	202100023673
Date	May 10, 2021
Instrument	202100023673

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 8, 2021
Property Address	914 GILBERT ST, WATERLOO, IA 50707-2755
Document Number	202100016694
Instrument Date	Nov 4, 2020
Instrument	202100016694
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FOSTER DR, DES MOINES, IA 50312-2563

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00	$133,240 (+7.76%) Land $13,920 Building $119,320	$133,240 (+7.76%) Land $13,920 Building $119,320
2024	$2,682.00 (+25.8%)
2023		$123,650 (+27.38%) Land $13,920 Building $109,730	$123,650 (+27.38%) Land $13,920 Building $109,730
2022	$2,132.00	$97,070 Land $13,920 Building $83,150
2021			$97,070 Land $13,920 Building $83,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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