806 Gilbert St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 806 Gilbert St, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 536 sqft · built 1940
Lot Size	0.208 acres (9,044 sqft)
Owner	Company Name on File
Last Sale	$19,000 (Dec 2018)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Mar 2019 Refinance Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8912-29-303-008`

Property Details

APN / Parcel Number

Primary APN	`8912-29-303-008`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	536 sqft Living Area
1st Floor Area	536 sqft
Basement Area	536 sqft
Unfinished Basement	536 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,044 sqft (0.208 acres)
Lot Dimensions	119 ft deep x 76 ft wide
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	806 GILBERT ST
City	EVANSDALE
State	IA
Zip	50707-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR BARNES PLAT OF MAYWOOD S 76 FT LOT 8 EXC E 120 FT
Legal Range	12W
Legal Township	89N
Legal Section	29
Legal Subdivision	AUDITOR BARNES PLAT OF MAYWOOD
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3021
Census Tract	800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	8206 W RIDGEWAY AVE, CEDAR FALLS, IA 50613-9292
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Dec 3, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	2018201900008631
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	806 GILBERT ST, WATERLOO, IA 50707-2753
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900013494
Date	Mar 11, 2019
Instrument	201900013494

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	806 GILBERT ST, WATERLOO, IA 50707-2753
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000864
Date	Jul 14, 2020
Instrument	202100000864

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 23, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 3, 2018
Property Address	806 GILBERT ST, WATERLOO, IA 50707-2753
Document Number	201900008631
Instrument Date	Nov 28, 2018
Instrument	201900008631
Transaction Type	Foreclosure
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FOSTER DR, DES MOINES, IA 50312-2563

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (-0.9%)	$75,570 (+5.41%) Land $14,440 Building $61,130	$75,570 (+5.41%) Land $14,440 Building $61,130
2024	$1,556.00 (+22.71%)
2023		$71,690 (+24.22%) Land $14,440 Building $57,250	$71,690 (+24.22%) Land $14,440 Building $57,250
2022	$1,268.00	$57,710 Land $14,440 Building $43,270
2021			$57,710 Land $14,440 Building $43,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1993–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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