914 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 914 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,260 sqft · built 2025
Lot Size	0.317 acres (13,832 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (May 2025)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`126M L 016`

Property Details

APN / Parcel Number

Primary APN	`126M L 016`
Alternative APNs	`0000050165` `50165`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,832 sqft (0.317 acres)
Lot Dimensions	140 ft deep x 98.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000050165
Street Address	914 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT LT 2 & 3 BLK 26 MAP NO 1 NORTH CHATT PB 3 PG 31 & PT OF ABANDONED ALLEY
Legal Subdivision	NORTH CHATT MAP NO 1
Legal Block	26
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage HOMETRUST BANK
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Mar 5, 2026	Intrafamily Transfer, Transfer
Mar 5, 2026	Intrafamily Transfer, Transfer
May 2, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 31, 2024	Warranty Deed, Construction Loan · Construction Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Deed Document Number	2025184
Deed Book / Page	13911 / 206
Last Transfer Date	Feb 27, 2026
Transfer Doc	0000000189
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000196
Date	Jul 8, 2025
Book Page	13975/758
Instrument	2025070800196

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804

Mortgage

Document Number	0000000208
Date	Jun 23, 2025
Book Page	13960/632
Instrument	2025062300208

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2026
Property Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Document Number	0000000189
Book / Page	14217 / 601
Map Reference	MB 3 PG 31
Instrument Date	Feb 27, 2026
Instrument	2026030500189
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2026
Property Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Document Number	0000000189
Book / Page	14217 / 601
Map Reference	MB 3 PG 31
Instrument Date	Feb 27, 2026
Instrument	2026030500189
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2025
Property Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Document Number	0000000184
Book / Page	13911 / 206
Map Reference	MB 3 PG 31
Instrument Date	May 2, 2025
Instrument	2025050200184
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804

Mortgage

Document Number	0013911209
Date	May 2, 2025
Instrument	13911/209

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

May 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 31, 2024
Property Address	914 FOREST AVE, CHATTANOOGA, TN 37405-2804
Document Number	0000000222
Book / Page	13607 / 933
Map Reference	MB 3 PG 31
Instrument Date	May 31, 2024
Instrument	2024053100222
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9562 STONE MIST LN, CHATTANOOGA, TN 37421-5363
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000223
Date	May 31, 2024
Instrument	2024053100223

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Nov 30, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00 (+218.13%)	$244,375 (+369.5%)	$977,500 (+369.5%) Land $225,000 Building $752,500
2024	$1,164.00 (-15.28%)	$52,050 (-15.26%)	$208,200 (-15.26%) Land $150,000 Building $58,200
2023	$1,374.00	$61,425	$245,700 Land $187,500 Building $58,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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