906 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 906 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,047 sqft · built 1930
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Mar 2025)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126M L 011`

Property Details

APN / Parcel Number

Primary APN	`126M L 011`
Alternative APN	`0000050160`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,047 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000050160
Street Address	906 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FIREHALL FRAZIER ADDN NO 3 N/R FOREST AVE
Legal Subdivision	FRAZIER ADDN NO 3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Sep 15, 2025	Intrafamily Transfer, Transfer
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Sep 19, 2013 · Amount on Record
Deed Document Number	2025158
Deed Book / Page	13871 / 309
Last Transfer Date	Sep 8, 2025
Transfer Doc	0000000093
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830

Mortgage

Document Number	0000000296
Date	Dec 1, 2021
Book Page	12754/657
Instrument	2021120100296

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Oct 6, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Sep 15, 2025
Property Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830
Document Number	0000000093
Book / Page	14044 / 13
Instrument Date	Sep 8, 2025
Instrument	2025091500093
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 25, 2025
Property Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830
Document Number	0000000158
Book / Page	13871 / 309
Instrument Date	Mar 20, 2025
Instrument	2025032500158
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 FOREST AVE, CHATTANOOGA, TN 37405-2830

Mortgage

Document Number	0013871313
Date	Mar 25, 2025
Instrument	13871/313

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (+6.16%)	$131,900 (+56.7%)	$527,600 (+56.7%) Land $225,000 Building $302,600
2024	$1,883.00	$84,175 (-)	$336,700 (-) Land $96,000 Building $240,700
2023	$1,883.00	$84,175 (-)	$336,700 (-) Land $96,000 Building $240,700
2022	$1,883.00	$84,175	$336,700 Land $96,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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