914 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 914 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,501 sqft · built 1949
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Jan 2025)
Tax Bill	$4,694 (2024)
Deeds & Mortgages	Jan 2025 Second Mortgage Jan 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`120/00044-000-000`

Property Details

APN / Parcel Number

Primary APN	`120/00044-000-000`
Alternative APN	`782421332001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,501 sqft Living Area
Gross Area	3,253 sqft
1st Floor Area	1,492 sqft
Upper Floors Area	549 sqft
Basement Area	1,212 sqft
Finished Basement	460 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	914 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT LT B N & ADJ & W 100 F LT 2 AMEND PLACE
Legal Subdivision	AMEND PLACE
Legal Lot Number	B,2
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2019
Census Tract	4502

Owner

Source: Polk County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 ELDER LN, DES MOINES, IA 50315-3435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jan 16, 2025	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Deed Document Number	20252731
Deed Book / Page	20026 / 917
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	914 ELDER LN, DES MOINES, IA 50315-3435
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002733
Date	Jan 16, 2025
Book Page	20026/934
Instrument	2025-00002733

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

January 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Jan 16, 2025
Property Address	914 ELDER LN, DES MOINES, IA 50315-3435
Document Number	0000002731
Book / Page	20026 / 917
Instrument Date	Dec 18, 2024
Instrument	2025-00002731
Transaction Type	Foreclosure
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 ELDER LN, DES MOINES, IA 50315-3435

Mortgage

Document Number	0000002732
Date	Jan 16, 2025
Instrument	2025-00002732

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,700 (+12.73%) Land $48,200 Building $240,500	$288,700 (+12.73%) Land $48,200 Building $240,500
2024	$4,694.00 (+0.13%)
2023		$256,100 Land $42,000 Building $214,100	$256,100 Land $42,000 Building $214,100
2020	$4,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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