1003 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 1003 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,460 sqft · built 1940
Lot Size	0.387 acres (16,874 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2021)
Tax Bill	$3,650 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-21-326-034`

Property Details

APN / Parcel Number

Primary APN	`7824-21-326-034`
Alternative APN	`120/06969-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,460 sqft
Basement Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,874 sqft (0.387 acres)
Lot Dimensions	151 ft deep x 106 ft wide
Garage Type	Detached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1003 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 YOUNKER PLACE
Legal Range	24W
Legal Township	78N
Legal Section	21
Legal Subdivision	YOUNKER PLACE
Legal Lot Number	3,4 4
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2001
Census Tract	4502

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 ELDER LN, DES MOINES, IA 50315-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jul 6, 2001 · Amount on Record
Deed Document Number	2021-00123237
Deed Book / Page	18873 / 637
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 22, 2021
Property Address	1003 ELDER LN, DES MOINES, IA 50315-3438
Document Number	0000123237
Book / Page	18873 / 637
Instrument Date	Nov 17, 2021
Instrument	2021-00123237
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 ELDER LN, DES MOINES, IA 50315-3438

Mortgage

Document Number	0000123239
Date	Nov 22, 2021
Instrument	2021-00123239

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1003 ELDER LN, DES MOINES, IA 50315-3438
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109598
Date	Jun 30, 2017
Book Page	16545/0449
Instrument	2016-00109598

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 29, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1003 ELDER LN, DES MOINES, IA 50315-3438
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105601
Date	Jun 20, 2017
Book Page	16529/0172
Instrument	2016-00105601

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1003 ELDER LN, DES MOINES, IA 50315-3438
Document Number	0000096972
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 ELDER LN DES MOINES IA 503153438, DES MOINES, IA 50315-3438

Mortgage

Document Number	0000096972
Date	Jun 14, 2018
Book Page	016960/000917
Instrument	96972

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,100 (+10.99%) Land $35,700 Building $177,400	$213,100 (+10.99%) Land $35,700 Building $177,400
2024	$3,650.00 (-9.52%)
2023		$192,000 Land $31,600 Building $160,400	$192,000 Land $31,600 Building $160,400
2020	$4,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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