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9132 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9132 E River Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,849 sqft · built 2018
Lot Size0.565 acres (24,651 sqft)
OwnerIndividual Name on Record
Last Sale$271,300 (Jul 2018)
Tax Bill$2,324 (2024)
Deeds & MortgagesJan 2018 Line of Credit
Jul 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-2S-26-0000-00129-0000

Property Details

APN / Parcel Number

Primary APN10-2S-26-0000-00129-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,849 sqft Heated Area
Gross Area2,577 sqft
1st Floor Area2,289 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area24,651 sqft (0.565 acres)
Lot Dimensions2,970 ft deep x 830 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area288 sqft
Patio Area64 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number102S260000001290000
Street Address9132 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description*NEW DESCRIPTION FOR 2018* TRACT 20 A PER SURVEY: THE W2 OF E2 OF SE4 OF SW4 OF SW4 OF SE4 AS DES OR 3750 PG 968 SUBJ TO DRNG
Legal Range26W
Legal Township02S
Legal Section10
Legal SubdivisionTRACT 20
Legal Tract20
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9132 E RIVER DR, NAVARRE, FL 32566-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2018Deed of Trust, Mortgage · Line of Credit
FIDELITY BANK
Jul 24, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST FLORIDA BANK
Mar 21, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK
Oct 13, 2017Warranty Deed, Transfer
SURETY LAND AND TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Deed Document Number201831369
Deed Book / Page3750 / 0968
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9132 E RIVER DR, NAVARRE, FL 32566-2536
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanySURETY LAND TITLE OF FL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036931146
DateJan 9, 2018
Book Page3693/1146
Instrument201801060
Lender
NameFIDELITY BANK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 24, 2018
Property Address9132 E RIVER DR, NAVARRE, FL 32566-2536
Document Number0037500968
Book / Page3750 / 0968
Instrument DateJul 20, 2018
Instrument201831369
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySURETY ALND TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,899.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9132 E RIVER DR, NAVARRE, FL 32566-2536

Mortgage

Document Number0201831370
DateJul 24, 2018
Instrument201831370
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address9132 E RIVER DR, NAVARRE, FL 32566-2536
Document Number0037131309
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedJun 12, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
InvestorPossibly a Property Investor

Mortgage

Document Number0037131309
DateMar 28, 2018
Book Page003713/001309
Instrument11992
Lender
NameFIDELITY BK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 13, 2017
Property Address9132 E RIVER DR, NAVARRE, FL 32566-2536
Document Number0036700613
Book / Page003670 / 000613
Instrument DateOct 6, 2017
Instrument43025
Transaction TypeTransfer
Record UpdatedNov 1, 2017
Title CompanySURETY LAND AND TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$630.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,324.00 (+2.47%) Homeowner's exemption$227,615 (+3.09%)$299,402 (+2.46%) Land $43,862 Building $255,540
2023$2,268.00 (+2.81%) Homeowner's exemption$220,799 (+3%)$292,212 (+7.42%) Land $39,476 Building $252,736
2022$2,206.00 Homeowner's exemption$214,368$272,022 Land $26,317 Building $245,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

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