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9115 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9115 E River Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,043 sqft Heated Area
Lot Size20,790 sqft (0.477 acres)
OccupancyOwner Occupied
Last Sale$474,900 (2022)
Tax Bill$3,157.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-08901-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,043 sqft Heated Area
Gross Area2,869 sqft Gross Area
1st Floor2,505 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area20,790 sqft (0.477 acres)
Depth X Width2,970 ft x 700 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
PorchOpen Porch
Porch Area364 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number152S260000089010000
Street Address9115 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2537
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2023** 15-2S-26W: W 70 FT OF E 95 FT OF E2 OF NW4 OF NW4 OF NW4 OF NE4 OF SECTION 15 TOWNSHIP 2 SOUTH
Legal Range26W
Legal Township02S
Legal Section15
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2003
Census Tract10827

Owner

Source: Santa Rosa County records · APN 15-2S-26-0000-08901-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9115 E RIVER DR, NAVARRE, FL 32566-2537
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Warranty Deed, Transfer · Conventional Mortgage
LHM FINANCIAL CORP
Nov 26, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE ONE/SOUTH
Nov 21, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2022 · Amount on Record
Deed SaleJun 14, 2022 · Amount on Record
Prior SaleNov 21, 2018 · Amount on Record
Deed Doc Number202235603
Deed Book / Page4295 / 121
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 14, 2022
Property Address9115 E RIVER DR, NAVARRE, FL 32566-2537
Document Number0042950121
Book / Page4295 / 121
Instrument DateJun 08, 2022
Instrument202235603
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,324.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address574 N KNIGHT DR, 574, EDWARDS, CA 93523-2735

Transferred To (Grantee/Buyer)

NameVerified Name
Address9115 E RIVER DR, NAVARRE, FL 32566-2537

Mortgage

Document Number0004295123
DateJun 14, 2022
Instrument4295/123
Lender
NameLHM FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9115 E RIVER DR, NAVARRE, FL 32566-2537
Document Number0038961006
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 07, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9115 E RIVER DR NAVARRE FL 325662537, NAVARRE, FL 32566-2537

Mortgage

Document Number0038961006
DateDec 04, 2019
Book Page003896/001006
Instrument54619
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 21, 2018
Property Address9115 E RIVER DR, NAVARRE, FL 32566-2537
Document Number0037840908
Book / Page003784 / 000908
Instrument DateNov 16, 2018
Instrument49841
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,921.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9115 E RIVER DR NAVARRE FL 325662537, NAVARRE, FL 32566-2537

Mortgage

Document Number37840910
DateNov 21, 2018
Book Page003784/000910
Instrument49842
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,157.00 (+1.87%) Homeowner's exemption$299,212 (+2.77%) Land $37,100 Building $262,112$299,212 (+2.77%) Land $37,100 Building $262,112
2023$3,099.00 (+41.38%) Homeowner's exemption$291,141 (+37.5%) Land $31,720 Building $259,421$291,141 (+3.75%) Land $31,720 Building $259,421
2022$2,192.00 Homeowner's exemption$211,746$280,626 Land $26,433 Building $254,193

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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