913 W Colt Dr, Payson, AZ 85541 Property Records

Gila County property record for 913 W Colt Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1980
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2016)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-36-499`

Property Details

APN / Parcel Number

Primary APN	`302-36-499`
Alternative APNs	`R022977` `022977`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	6,098 sqft (0.14 acres)

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R022977
Street Address	913 W COLT DR
City	PAYSON
State	AZ
Zip	85541-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS UNIT #4 LOT 67
Legal Range	10E
Legal Township	11N
Legal Section	28
Legal Subdivision	PAYSON RANCH
Legal Lot Number	67
Legal Unit	4
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2027
Census Tract	302

Owner

Source: Gila County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6600 N HOUSTON MESA RD, PAYSON, AZ 85541-2401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DAPHNE RUTZ
Aug 4, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2016 · Amount on Record
Deed Sale	Sep 2, 2016 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	20168261
Prior Transfer Date	Apr 12, 2010
Prior Transfer Doc	0000007433
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 25, 2021
Property Address	913 W COLT DR, PAYSON, AZ 85541-3064
Document Number	0000009171
Map Reference	MAP 371
Instrument Date	Jun 25, 2021
Instrument	2021-009171
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 W COLT DR, 913, PAYSON, AZ 85541-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6600 N HOUSTON MESA RD, PAYSON, AZ 85541-2401

Mortgage

Document Number	0000009172
Date	Jun 25, 2021
Instrument	2021-009172

Lender

Name	DAPHNE RUTZ
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	913 W COLT DR, PAYSON, AZ 85541-3064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007505
Date	Aug 4, 2017
Instrument	2017-007505

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	913 W COLT DR, PAYSON, AZ 85541-3064
Document Number	0000003443
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 W COLT DR PAYSON AZ 855413064, PAYSON, AZ 85541-3064

Mortgage

Document Number	0000003443
Date	Mar 23, 2020
Instrument	3443

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,133 (+11.36%) Land $5,135 Building $16,998	$221,333 (+11.35%) Land $51,352 Building $169,981
2025	$1,387.00 (+7.19%)
2024		$19,876 Land $2,969 Building $16,907	$198,765 Land $29,691 Building $169,074
2023	$1,294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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