907 W Colt Dr, Payson, AZ 85541 Property Records

Gila County property record for 907 W Colt Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1993
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Apr 2020)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-36-496`

Property Details

APN / Parcel Number

Primary APN	`302-36-496`
Alternative APNs	`R022965` `022965`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	6,098 sqft (0.139 acres)
Patio Area	41 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R022965
Street Address	907 W COLT DR
City	PAYSON
State	AZ
Zip	85541-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS UNIT #4 LOT 64 290/994 DKT329/246 347/351
Legal Range	10E
Legal Township	11N
Legal Section	28
Legal Subdivision	PAYSON RANCHOS
Legal Lot Number	64,290
Legal Unit	4
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2027
Census Tract	302

Owner

907 W Colt Dr is owned and occupied by an individual who bought it in April 2020.

Source: Gila County records, as of December 4, 2025

Owner of Record	Individual Name on File
Mailing Address	907 W COLT DR, PAYSON, AZ 85541-3064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 14, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Deed Document Number	2020-004284
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	907 W COLT DR, PAYSON, AZ 85541-3064
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 W COLT DR, PAYSON, AZ 85541-3064

Mortgage

Document Number	0000011346
Date	Aug 12, 2021
Instrument	2021-011346

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	PAYSON, AZ 85541

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Apr 14, 2020
Property Address	907 W COLT DR, PAYSON, AZ 85541-3064
Document Number	0000004284
Map Reference	MAP 371
Instrument Date	Apr 8, 2020
Instrument	2020-004284
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 W COLT DR, 907, PAYSON, AZ 85541-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 W COLT DR, PAYSON, AZ 85541-3064

Mortgage

Document Number	0000004285
Date	Apr 14, 2020
Instrument	2020-004285

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	907 W COLT DR, PAYSON, AZ 85541-3064
Document Number	0000001188
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 W COLT DR PAYSON AZ 855413064, PAYSON, AZ 85541-3064

Mortgage

Document Number	0000001188
Date	Feb 9, 2017
Instrument	1188

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 907 W Colt Dr was $1,349.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,186 Land $5,135 Building $22,051	$271,859 Land $51,352 Building $220,507
2025	$1,349.00
2024		$25,200 Land $2,969 Building $22,231	$252,005 Land $29,691 Building $222,314
2023	$1,252.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 907 W Colt Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 W Colt Dr is high, ranking above 86% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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