913 Summitridge Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 913 Summitridge Ln, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,599 sqft · built 2003
Owner	Individual Name on File
Last Sale	$231,000 (Oct 2025)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`831-00-06-118.02`

Property Details

APN / Parcel Number

Primary APN	`831-00-06-118.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,599 sqft Finished Area

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	8310006118.02
Street Address	913 SUMMITRIDGE LN
City	ERLANGER
State	KY
Zip	41018-3874
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HURSTBOURNE @ LAKEMONT PHASE VII UNIT 118B TAMARACK
Legal Subdivision	HURSTBOURNE @ LAKEMONT
Legal Phase	7
Legal Lot Number	118B
Legal Unit	118B
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2040
Census Tract	63608

Owner

Source: Kenton County records · APN 831-00-06-118.02

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	913 SUMMITRIDGE LN, ERLANGER, KY 41018-3874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	25102805900089
Deed Book / Page	KC 371 / 249
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 28, 2025
Property Address	913 SUMMITRIDGE LN, ERLANGER, KY 41018-3874
Document Number	0005900089
Book / Page	KC 371 / 249
Map Reference	MB I-592 PG 161
Instrument Date	Oct 24, 2025
Instrument	25102805900089
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3828 SHERBOURNE DR, INDEPENDENCE, KY 41051-7586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SUMMITRIDGE LN, ERLANGER, KY 41018-3874

Mortgage

Document Number	0005900090
Date	Oct 28, 2025
Instrument	25102805900090

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 14, 2023
Property Address	913 SUMMITRIDGE LN, ERLANGER, KY 41018-3874
Document Number	0005900207
Book / Page	KC 222 / 349
Map Reference	MB I-592 PG 161
Instrument Date	Apr 03, 2023
Instrument	23041405900207
Transaction Type	Transfer
Record Updated	May 01, 2023
Title Company	ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2224 AMICI DR, COVINGTON, KY 41017-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SUMMITRIDGE LN # 118B, 118B, ERLANGER, KY 41018-3874

Mortgage

Document Number	0005900208
Date	Apr 14, 2023
Instrument	23041405900208

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 14, 2018
Property Address	913 SUMMITRIDGE LN, ERLANGER, KY 41018-3874
Document Number	0000000120
Book / Page	0I4165 / 000027
Instrument Date	Aug 27, 2018
Instrument	120
Transaction Type	Transfer
Record Updated	Oct 04, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SUMMITRIDGE LN ERLANGER KY 410183874, ERLANGER, KY 41018-3874

Mortgage

Document Number	122
Date	Sep 14, 2018
Book Page	0I4165/000052
Instrument	122

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 13, 2023

Interest

Rate	12%

Mortgage

Document Number	121,
Date	Sep 14, 2018
Book Page	0I4165/000032
Instrument	121

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (-3.3%)	$210,000 (-) Building $210,000	$210,000 (-) Building $210,000
2024	$2,152.00 (-6.03%)	$210,000 (-2.28%) Building $210,000	$210,000 (-2.28%) Building $210,000
2023	$2,290.00	$214,900 Building $214,900	$214,900 Building $214,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170636082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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