905 Summitridge Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 905 Summitridge Ln, Erlanger, KY 41018 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,422 sqft · built 2003
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2023)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`831-00-06-118.06`

Property Details

APN / Parcel Number

Primary APN	`831-00-06-118.06`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	905 SUMMITRIDGE LN
City	ERLANGER
State	KY
Zip	41018-3874
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HURSTBOURNE @ LAKEMONT PHASE VII UNIT 118F MAPLETON
Legal Subdivision	HURSTBOURNE @ LAKEMONT
Legal Phase	7
Legal Lot Number	118F
Legal Unit	118F
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2038
Census Tract	63608

Owner

Source: Kenton County records · APN 831-00-06-118.06

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 SUMMITRIDGE LN, ERLANGER, KY 41018-3874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	202355
Deed Book / Page	217 / 103
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	905 SUMMITRIDGE LN, ERLANGER, KY 41018-3874
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 RENNICK DR, FLORENCE, KY 41042-2895

Mortgage

Document Number	0005900056
Date	Mar 10, 2023
Book Page	KCM 445/717
Instrument	23031005900056

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 01, 2020
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (-26.61%) Homeowner's exemption	$200,000 (+4.66%) Building $200,000	$200,000 (+4.66%) Building $200,000
2023	$2,037.00	$191,100 Building $191,100	$191,100 Building $191,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170636082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.