Douglas County property record for 913 S 251st St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 6,985 sqft · built 2006 |
| Lot Size | 0.697 acres (30,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,550,000 (Aug 2024) |
| Tax Bill | $18,642 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0378-25 |
| Primary APN | 2450-0378-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 6,985 sqft Living Area |
| Gross Area | 10,273 sqft |
| Basement Area | 4,227 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,375 sqft (0.697 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 294 sqft |
| Patio Area | 508 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | R2524500378 |
|---|---|
| Street Address | 913 S 251ST ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 135 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 135 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Line of Credit ACCESS BANK |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS BANK |
| Jul 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage ACCESS BK |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage ACCESS BANK |
| Aug 9, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Sep 23, 2019 · Amount on Record |
| Deed Document Number | 202457610 |
| Prior Transfer Date | Aug 8, 2019 |
| Prior Transfer Doc | 0000062742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020030516 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 2020030516 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020053713 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020053713 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 0000070476 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 913 S 251ST ST WATERLOO NE 680694673, WATERLOO, NE 68069-4673 |
| Document Number | 0000070476 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 70476 |
| Name | ACCESS BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 23, 2019 |
| Property Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 2019078733 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019078733 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,385.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 2019078734 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019078734 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 9, 2019 |
| Property Address | 913 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 0000062742 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 62742 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 S 251ST ST WATERLOO NE 680694673, WATERLOO, NE 68069-4673 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,642.00 (-1.14%) | $1,522,800 (+24.53%) Land $248,600 Building $1,274,200 | $1,522,800 (+24.53%) Land $248,600 Building $1,274,200 |
| 2024 | $18,857.00 (-4.41%) | ||
| 2023 | $19,726.00 (-10.09%) | $1,222,800 Land $248,600 Building $974,200 | $1,222,800 Land $248,600 Building $974,200 |
| 2022 | $21,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 88% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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