Douglas County property record for 903 S 251st St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 5,088 sqft · built 2016 |
| Lot Size | 0.615 acres (26,775 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,000 (Sep 2015) |
| Tax Bill | $16,033 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Sep 2019 Transfer + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0380-25 |
| Primary APN | 2450-0380-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,088 sqft Living Area |
| Gross Area | 7,854 sqft |
| 1st Floor Area | 2,563 sqft |
| Basement Area | 3,075 sqft |
| Finished Basement | 2,525 sqft |
| Unfinished Basement | 550 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,775 sqft (0.615 acres) |
| Lot Width | 100 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,348 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 1,771 sqft |
| Deck Area | 434 sqft |
| Patio Area | 296 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | R2524500380 |
|---|---|
| Street Address | 903 S 251ST ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 136 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 136 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 S 251ST ST, WATERLOO, NE 68069-4673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 29, 2019 | Deed of Trust, Mortgage · Line of Credit UNION BK&TR |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2015 · Amount on Record |
| Deed Sale | Sep 17, 2015 · Amount on Record |
| Prior Sale | Mar 19, 2015 · Amount on Record |
| Deed Document Number | 201578643 |
| Last Transfer Date | Apr 7, 2026 |
| Transfer Doc | 0000027374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 7, 2026 |
| Property Address | 903 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 0000027374 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202627374 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 23, 2019 |
| Property Address | 903 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 0000078758 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 78758 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 903 S 251ST ST WATERLOO NE 680694673, WATERLOO, NE 68069-4673 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 903 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 0000038465 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 903 S 251ST ST WATERLOO NE 680694673, WATERLOO, NE 68069-4673 |
| Document Number | 0000038465 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 38465 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 903 S 251ST ST, WATERLOO, NE 68069-4673 |
| Document Number | 0000017873 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 903 S 251ST ST WATERLOO NE 680694673, WATERLOO, NE 68069-4673 |
| Document Number | 0000017873 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 17873 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 8, 2033 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,033.00 (-0.85%) | $1,309,700 (+21.89%) Land $241,400 Building $1,068,300 | $1,309,700 (+21.89%) Land $241,400 Building $1,068,300 |
| 2024 | $16,171.00 (-6.71%) | ||
| 2023 | $17,334.00 (-10.09%) | $1,074,500 Land $241,400 Building $833,100 | $1,074,500 Land $241,400 Building $833,100 |
| 2022 | $19,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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