Stephens County property record for 913 Northgate Ave, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,267 sqft · built 1978 |
| Lot Size | 0.231 acres (10,070 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $749 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19785 |
| Primary APN | 19785 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,267 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,070 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Lean-To | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19785 |
|---|---|
| Street Address | 913 NORTHGATE AVE |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 LOT 2 NORTHGATE ADD (LARRY M KEYES) (CATHY A KEYES) |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | NORTHGATE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 200 |
913 Northgate Ave is owned and occupied by an individual.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 NORTHGATE AVE, DUNCAN, OK 73533-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2026 | Deed of Trust · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FAY SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Apr 17, 2026 |
| Property Address | 913 NORTHGATE AVE, DUNCAN, OK 73533-1125 |
| Document Number | 00006845/1 |
| Book / Page | 6845 / 1 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 20263085 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 913 NORTHGATE AVE, DUNCAN, OK 73533-1125 |
| Document Number | 0000003085, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6845/1 |
| Instrument | 20263085 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Apr 17, 2026 |
| Property Address | 913 NORTHGATE AVE, DUNCAN, OK 73533-1125 |
| Document Number | 0000003085 |
| Book / Page | 6845 / 1 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026.3085 |
| Record Updated | Apr 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 913 NORTHGATE AVE, DUNCAN, OK 73533-1125 |
| Document Number | 0000003085, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6845/1 |
| Instrument | 2026.3085 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 913 NORTHGATE AVE, DUNCAN, OK 73533-1125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 5547/177 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 5547/177 |
| Instrument | 2018-009678 |
| Name | FAY SERVICING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 913 Northgate Ave was $749 with a homeowner's exemption, up 3.2% from the year before.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,887 (-0.01%) Land $1,163 Building $8,724 | $89,890 (-16.3%) Land $10,574 Building $79,316 | |
| 2025 | $749.00 (+3.17%) Homeowner's exemption | $9,888 (+6.09%) Land $1,163 Building $8,725 | $107,396 (-8.01%) Land $10,574 Building $96,822 |
| 2024 | $726.00 (+5.37%) Homeowner's exemption | $9,320 (-0.01%) Land $1,148 Building $8,172 | $116,753 (+12.76%) Land $10,574 Building $106,179 |
| 2023 | $689.00 Homeowner's exemption | $9,321 Land $1,149 Building $8,172 | $103,538 Land $10,574 Building $92,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Northgate Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Northgate Ave is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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