Stephens County property record for 912 Northgate Ave, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 1980 |
| Lot Size | 0.232 acres (10,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (May 2019) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | May 2019 Second Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19794 |
| Primary APN | 19794 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,120 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 90 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 186 sqft |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19794 |
|---|---|
| Street Address | 912 NORTHGATE AVE |
| City | DUNCAN |
| State | OK |
| Zip | 73533-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 2 LOT 3 NORTHGATE ADD |
| Legal Range | 07W |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | NORTHGATE ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 200 |
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 912 NORTHGATE AVE, DUNCAN, OK 73533-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOCTAW HOME FINANCE CORP |
| May 16, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK2 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Feb 24, 2014 · Amount on Record |
| Deed Document Number | 20194742 |
| Deed Book / Page | 5656 / 123 |
| Prior Transfer Date | Dec 21, 2015 |
| Prior Transfer Doc | 005072/222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 912 NORTHGATE AVE, DUNCAN, OK 73533-1126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | STEPHENS CO ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 5656/137 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 5656/137 |
| Instrument | 2019-004744 |
| Name | CHOCTAW HOME FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | HUGO, OK 74743 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | May 16, 2019 |
| Property Address | 912 NORTHGATE AVE, DUNCAN, OK 73533-1126 |
| Document Number | 005656/123 |
| Book / Page | 5656 / 123 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-004742 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 912 NORTHGATE AVE, DUNCAN, OK 73533-1126 |
| Document Number | 2019004743 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019-004743 |
| Name | BANK2 |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Duncan City |
| Unified School District | Duncan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,468 (-0.02%) Land $1,009 Building $11,459 | $113,355 (-10.03%) Land $9,174 Building $104,181 | |
| 2025 | $967.00 (-0.1%) Homeowner's exemption | $12,470 (+0.01%) Land $1,052 Building $11,418 | $125,997 (-6.46%) Land $10,626 Building $115,371 |
| 2024 | $968.00 (-1.43%) Homeowner's exemption | $12,469 (-) Land $984 Building $11,485 | $134,705 (+10.76%) Land $10,626 Building $124,079 |
| 2023 | $982.00 Homeowner's exemption | $12,469 Land $1,089 Building $11,380 | $121,618 Land $10,626 Building $110,992 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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