Charles County property record for 913 Laurel Ln, La Plata, MD 20646
| Property Type | Condominium |
|---|---|
| Details | 1.5 ba · 1,264 sqft · built 1981 |
| Lot Size | 0.064 acres (2,772 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Feb 2022) |
| Tax Bill | $7,190 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-035819 |
| Primary APN | 01-035819 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,772 sqft (0.064 acres) |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 035819 |
|---|---|
| Street Address | 913 LAUREL LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-9664 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-3 |
| Legal Description | LOT 33 BLK A THE MEADOWS - LA PLATA |
| Legal Subdivision | THE MEADOWS - LA PLATA |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 851004 |
913 Laurel Ln, a condominium, is owned and occupied by an individual who bought it in February 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 LAUREL LN, LA PLATA, MD 20646-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION |
| Feb 7, 2022 | Deed, Transfer · Conventional Mortgage SPECTRA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Prior Sale | Oct 2, 2014 · Amount on File |
| Deed Book / Page | 12380 / 164 |
| Prior Transfer Date | Jul 19, 2013 |
| Prior Transfer Doc | 0084740281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 913 LAUREL LN, LA PLATA, MD 20646-9664 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 913 LAUREL LN, LA PLATA, MD 20646-9664 |
| Document Number | 0127310284 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 12731/284 |
| Name | SPECTRA CREDIT UNION |
|---|---|
| Address | ALEXANDRIA, VA 22312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 23, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 7, 2022 |
| Property Address | 913 LAUREL LN, LA PLATA, MD 20646-9664 |
| Document Number | 0123800164 |
| Book / Page | 12380 / 164 |
| Map Reference | MB 34 FO 97 |
| Instrument Date | Dec 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | EAGLE PREMIER TITLE GROUP LLC, EAGLE PREMIER TTL GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 913 LAUREL LN, LA PLATA, MD 20646-9664 |
| Document Number | 0012380174 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 12380/174 |
| Name | SPECTRA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 913 Laurel Ln was $7,190.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,300 Land $90,000 Building $167,300 | $257,300 Land $90,000 Building $167,300 | |
| 2025 | $7,190.00 | ||
| 2023 | $2,631.00 | $173,200 Land $90,000 Building $83,200 | $173,200 Land $90,000 Building $83,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Laurel Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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