Charles County property record for 903 Laurel Ln, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,264 sqft · built 1981 |
| Lot Size | 0.064 acres (2,772 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2022) |
| Tax Bill | $6,500 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-035746 |
| Primary APN | 01-035746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Utility Area | 21 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,772 sqft (0.064 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 035746 |
|---|---|
| Street Address | 903 LAUREL LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-9664 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-3 |
| Legal Description | LOT 28 BLK A THE MEADOWS - LA PLATA |
| Legal Subdivision | THE MEADOWS - LA PLATA |
| Legal Block | A |
| Legal Lot Number | 28 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 851004 |
903 Laurel Ln, a townhouse, is owned and occupied by an individual who bought it in May 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 LAUREL LN, LA PLATA, MD 20646-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 3, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on File |
| Deed Sale | May 3, 2022 · Amount on File |
| Prior Sale | Mar 20, 2008 · Amount on File |
| Deed Book / Page | 12532 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 903 LAUREL LN, LA PLATA, MD 20646-9664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 903 LAUREL LN, LA PLATA, MD 20646-9664 |
| Document Number | 0129980469 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 12998/469 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 3, 2022 |
| Property Address | 903 LAUREL LN, LA PLATA, MD 20646-9664 |
| Document Number | 0125320035 |
| Book / Page | 12532 / 35 |
| Map Reference | MB PCM 29 FO 47 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PRIME TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 LAUREL LN, LA PLATA, MD 20646-9664 |
| Document Number | 0001253242 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 12532/42 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 903 Laurel Ln was $6,500.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,300 Land $90,000 Building $135,300 | $225,300 Land $90,000 Building $135,300 | |
| 2025 | $6,500.00 | ||
| 2023 | $2,584.00 | $170,100 Land $90,000 Building $80,100 | $170,100 Land $90,000 Building $80,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Laurel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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