913 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 913 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1970
Lot Size	0.176 acres (7,681 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Jun 2002)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Aug 2022 Transfer Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`579-244-53-00`

Property Details

APN / Parcel Number

Primary APN	`579-244-53-00`
Alternative APN	`5792445000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	7,681 sqft (0.176 acres)

Location & Zoning

Old Parcel Number	5792445000
Street Address	913 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOTS 29&30 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	29,30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5173 WARING RD, 505, SAN DIEGO, CA 92120-2705
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 22, 2021	Gift Deed, Transfer
May 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2002 · Amount on Record
Deed Sale	Jun 26, 2002 · Amount on Record
Deed Document Number	2002541940
Last Transfer Date	Dec 20, 2021
Transfer Doc	0000859702
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2022
Property Address	913 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000339101
Map Reference	MAP 2050
Instrument Date	Aug 22, 2022
Instrument	2022-0339101
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5173 WARING RD # 505, 5173, SAN DIEGO, CA 92120-2705

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2021
Property Address	913 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000859702
Map Reference	MAP 2050
Instrument Date	Dec 20, 2021
Instrument	2021-0859702
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5173 WARING RD # 505, 5173, SAN DIEGO, CA 92120-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2021
Property Address	913 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000369972
Map Reference	MAP 2050
Instrument Date	May 10, 2021
Instrument	2021-0369972
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 INSPIRATION DR, LA JOLLA, CA 92037-6811

Mortgage

Document Number	0000369973
Date	May 13, 2021
Instrument	2021-0369973

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2021
Property Address	913 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000369974
Map Reference	FILE 76-142253
Instrument Date	May 10, 2021
Instrument	2021-0369974
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1371 INSPIRATION DR, LA JOLLA, CA 92037-6811

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,954 (+2%) Land $173,278 Building $150,676
2025	$4,496.00 (+7.79%)	$317,603 (+4.04%) Land $169,881 Building $147,722
2023	$4,171.00 (+1.73%)	$305,272 Land $163,285 Building $141,987
2022	$4,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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