9129 Orchard St, Duluth, MN 55810 Property Records

St. Louis County property record for 9129 Orchard St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,396 sqft · built 1962
Lot Size	0.326 acres (14,213 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Aug 2011)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3480-02230`

Property Details

APN / Parcel Number

Primary APN	`010-3480-02230`
Alternative APN	`922066`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,396 sqft Gross Area
1st Floor Area	1,396 sqft
Basement Area	349 sqft
Finished Basement	349 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	14,213 sqft (0.326 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	922066
Street Address	9129 ORCHARD ST
City	DULUTH
State	MN
Zip	55810-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19 AND 20 SERIAL #
Legal Subdivision	REARRANGEMENT NORTON BAY VIEW
Legal Block	9
Legal Lot Number	19-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	2900

Owner

Source: St. Louis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9129 ORCHARD ST, DULUTH, MN 55810-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Oct 23, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2011 · Amount on Record
Deed Sale	Aug 31, 2011 · Amount on Record
Prior Sale	Jul 2, 2007 · Amount on Record
Deed Document Number	2011903924
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 10, 2026
Property Address	9129 ORCHARD ST, DULUTH, MN 55810-1535
Document Number	0001105787
Instrument Date	Aug 25, 2026
Instrument	20261105787
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9129 ORCHARD ST, DULUTH, MN 55810-1535

Mortgage

Document Number	0001105787,
Date	Sep 10, 2026
Instrument	20261105787

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9129 ORCHARD ST, DULUTH, MN 55810-1535
Document Number	000T991513
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9129 ORCHARD ST DULUTH MN 558101535, DULUTH, MN 55810-1535

Mortgage

Document Number	000T991513
Date	Oct 30, 2017
Instrument	T991513

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00 (+9.95%) Homeowner's exemption
2025	$3,034.00 (-8.12%) Homeowner's exemption	$303,100 (+21.19%) Land $23,500 Building $279,600	$303,100 (+21.19%) Land $23,500 Building $279,600
2024	$3,302.00	$250,100 (+11.11%) Land $18,200 Building $231,900	$250,100 (+11.11%) Land $18,200 Building $231,900
2022		$225,100 Land $27,200 Building $197,900	$225,100 Land $27,200 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, Mediacom Xtream.

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