9205 Orchard St, Duluth, MN 55810 Property Records

St. Louis County property record for 9205 Orchard St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,074 sqft · built 1907
Lot Size	0.163 acres (7,106 sqft)
Owner	Individual Name on Record
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3480-01930`

Property Details

APN / Parcel Number

Primary APN	`010-3480-01930`
Alternative APN	`100813`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,074 sqft Gross Area
1st Floor Area	1,074 sqft
Basement Area	621 sqft
Finished Basement	621 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,106 sqft (0.163 acres)
Garage Area	384 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	52 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	100813
Street Address	9205 ORCHARD ST
City	DULUTH
State	MN
Zip	55810-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0014 BLOCK:008 SERIAL #
Legal Subdivision	REARRANGEMENT NORTON BAY VIEW
Legal Block	8
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	2900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9205 ORCHARD ST, DULUTH, MN 55810-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 25, 2025
Transfer Doc	0001523082
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9205 ORCHARD ST, DULUTH, MN 55810-1536
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416744
Date	Jun 16, 2021
Instrument	1416744

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9205 ORCHARD ST, DULUTH, MN 55810-1536
Document Number	00A1387160
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9205 ORCHARD ST DULUTH MN 558101536, DULUTH, MN 55810-1536

Mortgage

Document Number	00A1387160
Date	Aug 5, 2020
Instrument	A1387160

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 4, 2030

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (+9.74%) Homeowner's exemption
2025	$2,650.00 (-8.56%) Homeowner's exemption	$270,200 (+21.06%) Land $16,800 Building $253,400	$270,200 (+21.06%) Land $16,800 Building $253,400
2024	$2,898.00	$223,200 (+12.78%) Land $13,000 Building $210,200	$223,200 (+12.78%) Land $13,000 Building $210,200
2022		$197,900 Land $19,400 Building $178,500	$197,900 Land $19,400 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, Mediacom Xtream.

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