9128 Charterhouse Rd, Frederick, MD 21704 Property Records

Frederick County property record for 9128 Charterhouse Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,883 sqft · built 2004
Lot Size0.298 acres (12,967 sqft)
Owner2 Individual Names on Record
Last Sale$859,061 (Dec 2004)
Tax Bill$14,062 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN07-238843

Property Details

APN / Parcel Number

Primary APN07-238843
Alternative APN
  • 238843

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,883 sqft Living Area
Gross Area6,363 sqft
1st Floor Area3,307 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,967 sqft (0.298 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number238843
Street Address9128 CHARTERHOUSE RD
CityFREDERICK
StateMD
Zip21704-7327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 14051 SECT. M-14 12,967 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA
Legal Lot Number14051
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9128 CHARTERHOUSE RD, FREDERICK, MD 21704-7327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2004 · Amount on Record
Deed SaleDec 22, 2004 · Amount on Record
Deed Document Number2004410323
Deed Book / Page5031 / 519
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9128 CHARTERHOUSE RD, FREDERICK, MD 21704-7327
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174880024
DateAug 26, 2025
Book Page17488/24
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2045

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9128 CHARTERHOUSE RD, FREDERICK, MD 21704-7327
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9128 CHARTERHOUSE RD, FREDERICK, MD 21704-7327

Mortgage

Document Number0165600166
DateAug 15, 2023
Book Page16560/166
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,105,167 (+29.86%)$1,200,400 (+31.23%) Land $280,100 Building $920,300
2025$14,062.00 (+18.44%)
2023$11,873.00$851,033$914,700 Land $203,900 Building $710,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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