Frederick County property record for 9123 Charterhouse Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,666 sqft · built 2004 |
| Lot Size | 0.329 acres (14,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $664,395 (Nov 2004) |
| Tax Bill | $12,244 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-238436 |
| Primary APN | 07-238436 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,666 sqft Living Area |
| Gross Area | 6,196 sqft |
| 1st Floor Area | 2,488 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,346 sqft (0.329 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 238436 |
|---|---|
| Street Address | 9123 CHARTERHOUSE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 14023 SECT. M-14 14,346 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA |
| Legal Lot Number | 14023 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752202 |
9123 Charterhouse Rd is owned and occupied by an individual who acquired it in November 2013.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9123 CHARTERHOUSE RD, FREDERICK, MD 21704-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2004 · Amount on File |
| Deed Sale | Nov 18, 2004 · Amount on File |
| Deed Document Number | 200449416 |
| Deed Book / Page | 4972 / 1 |
| Last Transfer Date | Nov 14, 2013 |
| Transfer Doc | 0098620430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9123 CHARTERHOUSE RD, URBANA, MD 21704-7314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0128010220 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 12801/0220 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9123 Charterhouse Rd was $12,244 with a homeowner's exemption, up 3.5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $958,500 (+6.96%) | $1,020,900 (-) Land $281,000 Building $739,900 | |
| 2025 | $12,244.00 (+3.53%) Homeowner's exemption | $896,100 | $1,020,900 Land $281,000 Building $739,900 |
| 2024 | $11,826.00 (+7.35%) | ||
| 2023 | $11,016.00 | $777,900 | $833,700 Land $204,600 Building $629,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9123 Charterhouse Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9123 Charterhouse Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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