9123 E Kemper Rd, Montgomery (Cincinnati), OH 45249 Property Records

Hamilton County property record for 9123 E Kemper Rd, Montgomery, OH 45249

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,973 sqft · built 1995
Lot Size	0.643 acres (28,015 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Aug 2020)
Tax Bill	$15,418 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`603-0025-0011-00`

Property Details

APN / Parcel Number

Primary APN	`603-0025-0011-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,973 sqft Living Area
1st Floor Area	3,740 sqft
2nd Floor Area	2,233 sqft
Basement Area	3,740 sqft
Finished Basement	1,800 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	28,015 sqft
Lot Dimensions	276 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	1,090 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9123 E KEMPER RD
City	MONTGOMERY
State	OH
Zip	45249-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E KEMPER RD 80 X 276.97 IRR PT LOT 1 HOERTH SUB
Legal Subdivision	HOERTH SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4000
Census Tract	24322

Owner

9123 E Kemper Rd is owned and occupied by an individual who bought it in August 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9123 E KEMPER RD, MONTGOMERY, OH 45249-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	0000082230
Deed Book / Page	14234 / 1283
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9123 E KEMPER RD, MONTGOMERY, OH 45249-2707
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9123 E KEMPER RD, MONTGOMERY, OH 45249-2707

Mortgage

Document Number	0000052890
Date	Jul 31, 2023
Book Page	14968/841
Instrument	2023-0052890

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 18, 2020
Property Address	9123 E KEMPER RD, MONTGOMERY, OH 45249-2707
Document Number	0000082230
Book / Page	14234 / 1283
Map Reference	MB 108 PG 63&64
Instrument Date	Aug 10, 2020
Instrument	2020-0082230
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9123 E KEMPER RD, MONTGOMERY, OH 45249-2707

Mortgage

Document Number	0000082231
Date	Aug 18, 2020
Instrument	2020-0082231

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9123 E Kemper Rd was $15,418, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,418.00 (+2.25%)	$301,000 (+%) Land $47,261 Building $253,739
2024	$15,078.00 (-0.48%)	$300,999 (-) Land $47,260 Building $253,739
2023	$15,151.00 (-16.55%)	$300,999 (%) Land $47,260 Building $253,739	$860,000 Land $135,030 Building $724,970
2022	$18,156.00 Homeowner's exemption	$301,001 Land $51,986 Building $249,015
2020			$860,000 Land $148,530 Building $711,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9123 E Kemper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2001)
Most Recent Claim	Jul 2001 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9123 E Kemper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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