9077 E Kemper Rd, Montgomery (Cincinnati), OH 45249 Property Records

Hamilton County property record for 9077 E Kemper Rd, Montgomery, OH 45249

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,186 sqft · built 2002
Lot Size	0.916 acres (39,901 sqft)
Owner	2 Individual Names on File
Last Sale	$630,100 (Mar 2018)
Tax Bill	$15,219 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`603-0025-0013-00`

Property Details

APN / Parcel Number

Primary APN	`603-0025-0013-00`
Alternative APN	`0020977`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,186 sqft Living Area
Gross Area	8,230 sqft
1st Floor Area	3,171 sqft
2nd Floor Area	1,348 sqft
Basement Area	3,065 sqft
Finished Basement	1,667 sqft
Unfinished Basement	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	39,901 sqft (0.916 acres)
Lot Dimensions	235 ft deep x 166 ft wide
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	227 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	9077 E KEMPER RD
City	MONTGOMERY
State	OH
Zip	45249-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	E KEMPER RD 166.05 X 235.42 IR LOT 3 HOERTH SUB
Legal Subdivision	HOERTH SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4000
Census Tract	24322

Owner

9077 E Kemper Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Hamilton County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	201823841
Prior Transfer Date	Jun 29, 1999
Prior Transfer Doc	0000137084
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2026
Property Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Document Number	0000048296
Book / Page	15688 / 2739
Instrument Date	Jun 10, 2026
Instrument	202648296
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076221
Date	Jun 23, 2021
Book Page	14444/442
Instrument	2021-0076221

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116774
Date	Sep 27, 2021
Book Page	14510/3804
Instrument	2021-0116774

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055195
Date	Jun 11, 2020
Book Page	14187/1793
Instrument	2020-0055195

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123215
Date	Nov 23, 2020
Book Page	14301/3710
Instrument	2020-0123215

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2017
Property Address	9077 E KEMPER RD, MONTGOMERY, OH 45249-2705
Document Number	0000031423
Book / Page	013392 / 001430
Instrument Date	Mar 29, 2017
Instrument	31423
Transaction Type	Foreclosure
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,515.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD #300 WESTLAKE VILLAGE CA 913613027, 300, WESTLAKE VILLAGE, CA 91361-3027
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9077 E Kemper Rd was $15,219, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,219.00 (+2.37%)	$297,500 (-) Land $50,974 Building $246,526	$850,000 Land $145,640 Building $704,360
2024	$14,866.00 (-28.73%)	$297,500 (-28.33%) Land $50,974 Building $246,526
2023	$20,858.00 (+56.98%)	$415,104 (+88.23%) Land $50,974 Building $364,130	$850,000 Land $145,640 Building $704,360
2022	$13,287.00 Homeowner's exemption	$220,535 Land $56,070 Building $164,465
2020			$630,100 Land $160,200 Building $469,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9077 E Kemper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2001)
Most Recent Claim	Jul 2001 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9077 E Kemper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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