9120 Lawn St, Duluth, MN 55810 Property Records

St. Louis County property record for 9120 Lawn St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2005
Lot Size	0.296 acres (12,926 sqft)
Owner	Individual Name on File
Last Sale	$365,900 (Jul 2023)
Tax Bill	$5,138 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3480-00640`

Property Details

APN / Parcel Number

Primary APN	`010-3480-00640`
Alternative APNs	`1151826` `61592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,368 sqft Gross Area
1st Floor Area	1,368 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,926 sqft (0.296 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	230 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1151826
Street Address	9120 LAWN ST
City	DULUTH
State	MN
Zip	55810-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 AND 9 SERIAL #
Legal Subdivision	REARRANGEMENT NORTON BAY VIEW
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	2900

Owner

9120 Lawn St is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9120 LAWN ST, DULUTH, MN 55810-1545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CU
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Deed Document Number	20231470619
Prior Transfer Date	May 3, 2022
Prior Transfer Doc	0001442536
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9120 LAWN ST, DULUTH, MN 55810-1545
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9120 LAWN ST, DULUTH, MN 55810-1545

Mortgage

Document Number	0001521154
Date	Oct 28, 2025
Instrument	1521154

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 25, 2023
Property Address	9120 LAWN ST, DULUTH, MN 55810-1545
Document Number	0001470619
Instrument Date	Jul 19, 2023
Instrument	1470619
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9120 LAWN ST, DULUTH, MN 55810-1545

Mortgage

Document Number	0001470620
Date	Jul 25, 2023
Instrument	1470620

Lender

Name	NORTHWOODS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9120 LAWN ST, DULUTH, MN 55810-1545
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9120 LAWN ST, DULUTH, MN 55810-1545

Mortgage

Document Number	0001452545
Date	Sep 21, 2022
Instrument	1452545

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 9120 Lawn St was $5,138 with a homeowner's exemption, up 8.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,138.00 (+8.95%) Homeowner's exemption
2025	$4,716.00 (-6.95%) Homeowner's exemption	$445,700 (+20.95%) Land $22,300 Building $423,400	$445,700 (+20.95%) Land $22,300 Building $423,400
2024	$5,068.00 (+5.76%)	$368,500 Land $17,300 Building $351,200	$368,500 Land $17,300 Building $351,200
2023	$4,792.00 Homeowner's exemption
2022		$332,500 (+19.18%) Land $25,800 Building $306,700	$332,500 (+19.18%) Land $25,800 Building $306,700
2021		$279,000 Land $21,700 Building $257,300	$279,000 Land $21,700 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9120 Lawn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9120 Lawn St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, Mediacom Xtream.

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