8725 Lawn St, Duluth, MN 55810 Property Records

St. Louis County property record for 8725 Lawn St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,678 sqft · built 1921
Lot Size	1.41 acres (61,746 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (May 2021)
Tax Bill	$4,050 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-0240-00020`

Property Details

APN / Parcel Number

Primary APN	`010-0240-00020`
Alternative APN	`1109319`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,678 sqft Gross Area
1st Floor Area	976 sqft
Basement Area	488 sqft
Finished Basement	488 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	61,746 sqft (1.41 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	192 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1109319
Street Address	8725 LAWN ST
City	DULUTH
State	MN
Zip	55810-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 02 BLOCK:001 SERIAL #
Legal Subdivision	BAY VIEW GARDENS
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	10100

Owner

8725 Lawn St is owned and occupied by an individual who bought it in May 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8725 LAWN ST, DULUTH, MN 55810-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage THE LAKE BANK
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage PEOPLES HM EQUITY
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 21, 2017	Deed of Trust, Mortgage · VA Mortgage PARK ST BK
Apr 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Jul 6, 2007 · Amount on File
Deed Document Number	20211414692
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0001306958
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2021
Property Address	8725 LAWN ST, DULUTH, MN 55810-1543
Document Number	0001414692
Instrument Date	May 12, 2021
Instrument	1414692
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8725 LAWN ST, DULUTH, MN 55810-1543

Mortgage

Document Number	0001414693
Date	May 21, 2021
Instrument	1414693

Lender

Name	THE LAKE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8725 LAWN ST, DULUTH, MN 55810-1543
Document Number	00A1391362
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8725 LAWN ST DULUTH MN 558101543, DULUTH, MN 55810-1543

Mortgage

Document Number	00A1391362
Date	Sep 24, 2020
Instrument	A1391362

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8725 LAWN ST, DULUTH, MN 55810-1543
Document Number	00A1351896
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8725 LAWN ST DULUTH MN 558101543, DULUTH, MN 55810-1543

Mortgage

Document Number	00A1351896
Date	Mar 20, 2019
Instrument	A1351896

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8725 LAWN ST, DULUTH, MN 55810-1543
Document Number	00A1308066
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8725 LAWN ST DULUTH MN 558101543, DULUTH, MN 55810-1543

Mortgage

Document Number	00A1308066
Date	Apr 26, 2017
Instrument	A1308066

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 6, 2017
Property Address	8725 LAWN ST, DULUTH, MN 55810-1543
Document Number	00A1306958
Instrument Date	Apr 5, 2017
Instrument	A1306958
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8725 LAWN ST DULUTH MN 558101543, DULUTH, MN 55810-1543

Tax Assessment & Valuation

The 2026 property tax bill for 8725 Lawn St was $4,050 with a homeowner's exemption, up 10.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,050.00 (+10.23%) Homeowner's exemption
2025	$3,674.00 (-7.55%) Homeowner's exemption	$358,300 (+21.38%) Land $33,800 Building $324,500	$358,300 (+21.38%) Land $33,800 Building $324,500
2024	$3,974.00	$295,200 Land $26,000 Building $269,200	$295,200 Land $26,000 Building $269,200
2022		$283,300 Land $39,100 Building $244,200	$283,300 Land $39,100 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8725 Lawn St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8725 Lawn St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, Mediacom Xtream.

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