912 Woodford Cv E, Hernando, MS 38632 Property Records

DeSoto County property record for 912 Woodford Cv E, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,840 sqft · built 2021
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-30-04-0-00029-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-30-04-0-00029-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,840 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	912 WOODFORD CV E
City	HERNANDO
State	MS
Zip	38632-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	VINSON RIDGE PH II LOT 29
Legal Subdivision	VINSON RIDGE PH II
Legal Phase	2
Legal Lot Number	29
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Oct 26, 2020	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS LOANOPERATIONS
Dec 10, 2021	Deed of Trust, Mortgage BANKPLUS
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Jul 15, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020
Deed Sale	Jul 15, 2020
Deed Document Number	0000925514
Deed Book / Page	925 / 514
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 8, 2026
Property Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Document Number	5663037712
Book / Page	5663 / 37712
Instrument Date	Mar 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Investor	Possibly a Property Investor

Mortgage

Document Number	5663037712,
Date	Apr 8, 2026
Book Page	5663/37712

Lender

Name	BANKPLUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 5, 2033

Interest

Rate	6.09%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5842 CARREL CV, SOUTHAVEN, MS 38671-8929

Mortgage

Document Number	005074/517
Date	Oct 26, 2020
Book Page	5074/517

Lender

Name	BANKPLUS LOANOPERATIONS
Type	Non-Lending Institution
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2021

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5842 CARREL CV, SOUTHAVEN, MS 38671-8929

Mortgage

Document Number	005418/278
Date	Dec 10, 2021
Book Page	5418/278

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2022

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5842 CARREL CV, SOUTHAVEN, MS 38671-8929

Mortgage

Document Number	005486/501
Date	Mar 14, 2022
Book Page	5486/501

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 15, 2020
Property Address	912 WOODFORD CV E, HERNANDO, MS 38632-1811
Document Number	000925/514
Book / Page	925 / 514
Map Reference	MB 125 PG 33-35
Instrument Date	Jul 9, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 WHEELER RD, HERNANDO, MS 38632-8639

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (+14.37%)	$40,425 (+38.31%) Land $4,000 Building $36,425	$404,251 (+38.32%) Land $40,000 Building $364,251
2023	$2,951.00	$29,227	$292,267 Land $40,000 Building $252,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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