888 Woodford Cv E, Hernando, MS 38632 Property Records

DeSoto County property record for 888 Woodford Cv E, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,627 sqft · built 2020
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$410,100 (Aug 2020)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-30-04-0-00030-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-30-04-0-00030-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,627 sqft Adjusted Area
1st Floor Area	2,977 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Pool Area	728 sqft
Patio Area	1,560 sqft

Location & Zoning

Street Address	888 WOODFORD CV E
City	HERNANDO
State	MS
Zip	38632-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	VINSON RIDGE PH II LOT 30
Legal Range	007
Legal Township	03S
Legal Section	30
Legal Subdivision	VINSON RIDGE PH II
Legal Phase	2
Legal Lot Number	30
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	71124

Owner

888 Woodford Cv E is owned and occupied by two individuals who bought it in August 2020.

Source: DeSoto County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 7, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COGENT BANK
Oct 25, 2019	Warranty Deed, Transfer · Commercial Mortgage BANKPLUS
Dec 10, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Deed Book / Page	928 / 72
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 8, 2026
Property Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902
Document Number	5663064082
Book / Page	5663 / 64082
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902

Mortgage

Document Number	5663064082,
Date	Jun 8, 2026
Book Page	5663/64082

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 7, 2020
Property Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902
Document Number	0000928/72
Book / Page	928 / 72
Map Reference	MB 125 PG 33
Instrument Date	Aug 6, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902

Mortgage

Document Number	0005010576
Date	Aug 7, 2020
Instrument	5010/576

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 25, 2019
Property Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902
Document Number	000903/060
Book / Page	0903 / 060
Map Reference	MB 125 PG 33
Instrument Date	Oct 22, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 E COMMERCE ST, HERNANDO, MS 38632-2343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 GREEN PORT DR, HERNANDO, MS 38632-7274
Investor	Possibly a Property Investor

Mortgage

Document Number	0004823185
Date	Oct 25, 2019
Instrument	4823/185

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 22, 2020

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 10, 2018
Property Address	888 WOODFORD CV E, HERNANDO, MS 38632-1902
Document Number	000875/177
Book / Page	0875 / 177
Map Reference	MB 125 PG 33-35
Instrument Date	Oct 23, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 844, HERNANDO, MS 38632-0844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 E COMMERCE ST, HERNANDO, MS 38632-2343
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 888 Woodford Cv E was $4,016.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00	$51,699 Land $4,000 Building $47,699	$516,988 Land $40,000 Building $476,988
2023	$3,122.00	$33,895	$338,947 Land $40,000 Building $298,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 888 Woodford Cv E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 888 Woodford Cv E is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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