Pender County property record for 912 Terraces Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,066 sqft · built 2022 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Apr 2023) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4215-97-1110-0000 |
| Primary APN | 4215-97-1110-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000052165 |
|---|---|
| Street Address | 912 TERRACES LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 PB 67/107 THE TERRACES PH 1 |
| Legal Subdivision | THE TERRACES SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920104 |
Source: Pender County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 912 TERRACES LN, HAMPSTEAD, NC 28443-7263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Apr 14, 2023 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on Record |
| Deed Sale | Apr 14, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2023 · Amount on Record |
| Deed Document Number | 202320114558 |
| Deed Book / Page | 4810 / 2088 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 912 TERRACES LN, HAMPSTEAD, NC 28443-7263 |
| Document Number | 0020154158 |
| Book / Page | 4888 / 2810 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202620154158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 912 TERRACES LN, HAMPSTEAD, NC 28443-7263 |
| Document Number | 0020154158, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 4888/2810 |
| Instrument | 202620154158 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Jul 26, 2026 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 14, 2023 |
| Property Address | 912 TERRACES LN, HAMPSTEAD, NC 28443-7263 |
| Document Number | 0048101916 |
| Book / Page | 4810 / 1916 |
| Map Reference | MB 67 PG 107 |
| Instrument Date | Apr 11, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 N 4TH ST, BATON ROUGE, LA 70801-1401 |
| Name | Verified Name |
|---|---|
| Address | 912 TERRACES LN, HAMPSTEAD, NC 28443-7263 |
| Investor | Possibly a Property Investor |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (+571.51%) | $489,286 (+113.65%) Land $34,493 Building $454,793 | $489,286 (+113.65%) Land $34,493 Building $454,793 |
| 2023 | $229,009 (+361.82%) Land $49,588 Building $179,421 | $229,009 (+361.82%) Land $49,588 Building $179,421 | |
| 2022 | $365.00 | $49,588 Land $49,588 | $49,588 Land $49,588 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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