908 Terraces Ln, Hampstead, NC 28443 Property Records

Pender County property record for 908 Terraces Ln, Hampstead, NC 28443 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Oct 2023)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4215-97-2026-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-97-2026-0000`
Alternative APN	`000054810`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,398 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000054810
Street Address	908 TERRACES LN
City	HAMPSTEAD
State	NC
Zip	28443-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 PB 67/107 THE TERRACES PH 1
Legal Subdivision	TERRACES PHASE 1
Legal Phase	1
Legal Lot Number	3
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2001
Census Tract	920104

Owner

Source: Pender County records · APN 4215-97-2026-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANSTEADY LLC
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 10, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	202320121743
Deed Book / Page	4824 / 488
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263

Mortgage

Document Number	0048861365
Date	Mar 06, 2026
Book Page	4886/1365

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 27, 2023
Property Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263
Document Number	0048240488
Book / Page	4824 / 488
Map Reference	MB 67 PG 107
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2337 STOCKBRIDGE RD, AKRON, OH 44313-4512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263

Mortgage

Document Number	0048240490
Date	Oct 27, 2023
Instrument	4824-0490

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 10, 2023
Property Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263
Document Number	0048162251
Book / Page	4816 / 2251
Map Reference	MB 67 PG 107
Instrument Date	Jul 10, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 N 4TH ST, BATON ROUGE, LA 70802-5506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 TERRACES LN, HAMPSTEAD, NC 28443-7263

Mortgage

Document Number	0048162254
Date	Jul 10, 2023
Instrument	4816-2254

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,133.00 (+525.51%)	$426,238 (+112.91%) Land $31,815 Building $394,423	$426,238 (+112.91%) Land $31,815 Building $394,423
2023		$200,198 (+331.89%) Land $46,354 Building $153,844	$200,198 (+331.89%) Land $46,354 Building $153,844
2022	$341.00	$46,354 Land $46,354	$46,354 Land $46,354

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	About 1 in 847 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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