Cleveland County property record for 910 Surry Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,249 sqft · built 1970 |
| Lot Size | 0.411 acres (17,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (May 2025) |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30025 |
| Primary APN | 30025 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,249 sqft Finished Area |
| Basement Area | 2,249 sqft |
| Finished Basement | 595 sqft |
| Unfinished Basement | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Lot Area | 17,928 sqft (0.411 acres) |
| Lot Dimensions | 166 ft deep x 108 ft wide |
| Garage Type | Carport |
| Garage Area | 486 sqft |
| Carport | Carport |
| Carport Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1339333 |
|---|---|
| Street Address | 910 SURRY DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT #4 SEC 2 OLDE FARM PB11-30 |
| Legal Subdivision | OLDE FARM |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 951200 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 SURRY DR, SHELBY, NC 28152-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 2025200114144 |
| Deed Book / Page | 1947 / 672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 910 SURRY DR, SHELBY, NC 28152-7131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018540117 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 1854/117 |
| Instrument | 200062401 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 8, 2021 |
| Property Address | 910 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0018372555 |
| Book / Page | 1837 / 2555 |
| Map Reference | MB 11 PG 30 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 200053440 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0018372561 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 1837/2561 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,869 (+8.36%) Land $17,172 Building $229,697 | $246,869 (+8.36%) Land $17,172 Building $229,697 | |
| 2025 | $2,266.00 | $227,828 (+60.64%) Land $17,172 Building $210,656 | $227,828 (+60.64%) Land $17,172 Building $210,656 |
| 2023 | $141,828 Land $13,737 Building $128,091 | $141,828 Land $13,737 Building $128,091 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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