912 Stanley Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 912 Stanley Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,098 sqft · built 1955
Lot Size0.246 acres (10,713 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Jul 2003)
Tax Bill$1,119 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN00-00-31-128B-0109-0000

Property Details

APN / Parcel Number

Primary APN00-00-31-128B-0109-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area975 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,713 sqft (0.246 acres)
Lot Dimensions15.8 ft deep x 6.8 ft wide
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft

Exterior Amenities

PorchFlorida Room
Porch Area171 sqft
Patio Area170 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address912 STANLEY DR
CityFERNANDINA BEACH
StateFL
Zip32034-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 109 *LESS S 7 FT* FOREST HILLS #2 PB 2/77
Legal Range28E
Legal Township03N
Legal Section14
Legal SubdivisionFOREST HILLS
Legal Lot Number109
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group3
Census Block3010
Census Tract50102

Owner

912 Stanley Dr is owned and occupied by an individual who acquired it in July 2022.

Source: Nassau County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address912 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022 · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 30, 2020Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2003 · Amount on File
Deed SaleJul 22, 2003 · Amount on File
Deed Document Number200326278
Deed Book / Page1155 / 1006
Last Transfer DateJul 1, 2022
Transfer Doc0025821551
Record UpdatedJun 8, 2026

August 2022:

JurisdictionNASSAU FL
Recording DateAug 5, 2022
Property Address912 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Document Number0025821551
Book / Page2582 / 1551
Map ReferenceMB 2 PG 77
Instrument DateJul 1, 2022
Instrument202245027592
Record UpdatedAug 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address8 VINTAGE WAY APT 827, 8, FERNANDINA BEACH, FL 32034-0142

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 STANLEY DR, FERNANDINA BEACH, FL 32034-2430

Mortgage

Document Number0025821553
DateAug 5, 2022
Instrument2582/1553
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2037

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address912 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023501527
DateMar 30, 2020
Book Page2350/1527
Instrument202045010069
Lender
NameWHITNEY BANK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 912 Stanley Dr was $1,119 with a homeowner's exemption, up 2.5% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,119.00 (+2.47%) Homeowner's exemption$103,983 (+2.9%)$345,290 (+1.42%) Land $225,000 Building $120,290
2024$1,092.00 (+2.54%) Homeowner's exemption$101,052 (+3%)$340,441 (+1.36%) Land $225,000 Building $115,441
2023$1,065.00 (+9.91%) Homeowner's exemption$98,109 (+3%)$335,884 (+19.08%) Land $225,000 Building $110,884
2022$969.00 Homeowner's exemption$95,251$282,057 Land $175,000 Building $107,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Stanley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims4 (2016–2022)
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Stanley Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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