904 Stanley Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 904 Stanley Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1955
Lot Size	0.272 acres (11,850 sqft)
Owner	Individual Name on File
Tax Bill	$903 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-128B-0113-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-128B-0113-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	1,900 sqft
1st Floor Area	1,000 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,850 sqft (0.272 acres)
Lot Dimensions	158 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	483 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	492 sqft
Deck Area	140 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	904 STANLEY DR
City	FERNANDINA BEACH
State	FL
Zip	32034-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 113 OR 159/660 & OR 347/314 & OR 523/673 FOREST HILLS 2 PB 2/77
Legal Range	28E
Legal Township	03N
Legal Section	14
Legal Subdivision	FOREST HILLS 2
Legal Lot Number	113
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3010
Census Tract	50102

Owner

904 Stanley Dr is owned and occupied by an individual who acquired it in July 1987.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	904 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 1987
Deed Sale	Jul 13, 1987
Deed Document Number	0000523673
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	904 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025411228
Date	Feb 24, 2022
Book Page	2541/1228
Instrument	202245006915

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	904 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025001536
Date	Sep 29, 2021
Book Page	2500/1536
Instrument	202145036399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	904 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021931392
Date	May 3, 2018
Book Page	2193/1392
Instrument	201813429

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	904 STANLEY DR, FERNANDINA BEACH, FL 32034-2430
Document Number	0023370455
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 STANLEY DR FERNANDINA BEACH FL 320342430, FERNANDINA BEACH, FL 32034-2430

Mortgage

Document Number	0023370455
Date	Feb 5, 2020
Book Page	002337/000455
Instrument	45003924

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 904 Stanley Dr was $903 with exemptions applied, up 3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 (+2.96%) Homeowner's exemption Widower's exemption	$97,033 (+2.9%)	$377,543 (+1.64%) Land $225,000 Building $152,543
2024	$877.00 (+3.42%) Homeowner's exemption Widower's exemption	$94,298 (+3%)	$371,469 (+1.58%) Land $225,000 Building $146,469
2023	$848.00 (+0.59%) Homeowner's exemption Widower's exemption	$91,551 (+3%)	$365,703 (+16.71%) Land $225,000 Building $140,703
2022	$843.00 Homeowner's exemption Widower's exemption	$88,884	$313,345 Land $175,000 Building $138,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Stanley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	4 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Stanley Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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