Anne Arundel County property record for 912 Saint Michael Dr, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,635 sqft · built 1998 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Aug 2013) |
| Tax Bill | $8,285 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-706-90079252 |
| Primary APN | 02-706-90079252 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,635 sqft Living Area |
| Gross Area | 5,187 sqft |
| 1st Floor Area | 1,826 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 70690079252 |
|---|---|
| Street Address | 912 SAINT MICHAEL DR |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 8 SC 2 SAINT STEPHENS ESTATES |
| Legal Subdivision | SAINT STEPHENS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702208 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 912 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 15, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2013 · Amount on Record |
| Deed Sale | Aug 21, 2013 · Amount on Record |
| Prior Sale | Aug 25, 1997 · Amount on Record |
| Deed Book / Page | 26552 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 912 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 912 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Document Number | 0360020245 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 36002/245 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 912 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0307270471 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 30727/471 |
| Instrument | 30727-471 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | JEFFERSON, MA 01522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $847,100 (+23.02%) Land $205,500 Building $641,600 | $847,100 (+23.02%) Land $205,500 Building $641,600 | |
| 2025 | $8,285.00 (+12.91%) | ||
| 2023 | $7,338.00 Homeowner's exemption | $688,600 Land $205,500 Building $483,100 | $688,600 Land $205,500 Building $483,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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