Anne Arundel County property record for 903 Saint Michael Dr, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 6,670 sqft · built 1999 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Oct 2022) |
| Tax Bill | $12,114 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-706-90079264 |
| Primary APN | 02-706-90079264 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,670 sqft Living Area |
| Gross Area | 7,406 sqft |
| 1st Floor Area | 3,167 sqft |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 902 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 70690079264 |
|---|---|
| Street Address | 903 SAINT MICHAEL DR |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 20 SC 2 SAINT STEPHENS ESTATES |
| Legal Subdivision | SAINT STEPHENS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 702208 |
903 Saint Michael Dr is owned and occupied by two individuals who bought it in October 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 903 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL AREA REALTORS FCU |
| Oct 12, 2022 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on File |
| Deed Sale | Oct 12, 2022 · Amount on File |
| Prior Sale | Aug 11, 2015 · Amount on File |
| Deed Book / Page | 39191 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 903 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 903 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Document Number | 0351120170 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 35112/170 |
| Name | CAPITAL AREA REALTORS FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 12, 2022 |
| Property Address | 903 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Document Number | 0391910053 |
| Book / Page | 39191 / 53 |
| Map Reference | MB 144 FO 17-21 |
| Instrument Date | Oct 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 SAINT MICHAEL DR, 903, GAMBRILLS, MD 21054-1635 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 903 SAINT MICHAEL DR, GAMBRILLS, MD 21054-1635 |
| Document Number | 0003919161 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 39191/61 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
The 2025 property tax bill for 903 Saint Michael Dr was $12,114 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,266,700 Land $207,100 Building $1,059,600 | $1,266,700 Land $207,100 Building $1,059,600 | |
| 2025 | $12,114.00 | ||
| 2023 | $10,968.00 Homeowner's exemption | $1,004,400 Land $207,100 Building $797,300 | $1,004,400 Land $207,100 Building $797,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 903 Saint Michael Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 Saint Michael Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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