912 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 912 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,184 sqft · built 1957
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Tax Bill$3,137 (2025)
Deeds & MortgagesDec 2014 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-23-180-006-000

Property Details

APN / Parcel Number

Primary APN01-22-23-180-006-000
Alternative APN
  • 49007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,184 sqft Finished Area
1st Floor Area1,184 sqft
Basement Area1,184 sqft
Finished Basement550 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Patio Area332 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number49007
Street Address912 S STEPHEN AVE
CitySIOUX FALLS
StateSD
Zip57103-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BLOCK 7 TABBERT`S ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionTABBERT`S ADDN
Legal Block7
Legal Lot Number18
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1017
Census Tract406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address912 S STEPHEN AVE, SIOUX FALLS, SD 57103-2936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address912 S STEPHEN AVE, SIOUX FALLS, SD 57103-2936
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001767/804
DateDec 9, 2014
Book Page1767/804
InstrumentR426113
Lender
NameSERVICE FIRST FEDERAL CREDIT UNION
AddressSIOUX FALLS, SD 57103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2030

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,052 (+2.61%) Land $23,340 Building $214,712$238,052 Land $23,340 Building $214,712
2025$3,137.00$232,000 (+10.37%) Land $23,600 Building $208,400
2024$3,137.00 (+11.08%)$210,200 (+11.81%) Land $23,600 Building $186,600
2022$2,824.00$188,000 Land $23,600 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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